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Behind posting on $20 CHALLENGE

April 9th, 2010 at 09:29 am



As is my custom, I'm behind. Frown How embarassing! Big Grin I will try to post later the money I deposited in my $20 Challenge so far this year. But, let's start where we're at today...

This a.m. cleaned off desk and vacumned keyboard and under, etc. and found .44 to take to the $20 Challenge.

$20 CHALLENGE
April 2010

$000.00 April balance
+000.44 desk cleanup
_______
$000.44 April MTD

2010 Challenge Total $000.94
Cumulative Challeng Total $2091.53


Dug Out from the Blizzard

January 20th, 2010 at 07:31 am

My part of the world was under snow for a long while. We normally get snow that lasts two or three days at most on the ground. Here it is day 27 with snow still piled around the yard! We were unable to attend any of the extended family Christmas events because we were snowed in!



The snow eventually ended up topping the backs of those chairs. Definitely a weird weather pattern for this portion of the country.

Today finds 50 cents on the keyboard. Adding it to the $20 Challenge.

$20 CHALLENGE

$0000.00 balance
+0000.50 keyboard change
________
$0000.50 Jan MTD

2010 Challenge Total $0000.50
Cumulative Challenge Total $2091.09

Went Purse Diving

December 24th, 2009 at 09:11 am



I went purse diving looking for something in a purse I'm not carrying at the moment and found $.78 cents in there. Taking it to the challenge.

$20 CHALLENGE

$20.25 balance
+00.78 pearls
______
$21.03 MTD

2009 Challenge Total $1036.83
Cumulative Challenge Total $2090.59

Keeping ImaSaver Company

December 19th, 2009 at 07:41 am



Well, I've been busy. Elsewhere.

But to keep ImaSaver company over there on the upper right $20 Challenge corner, I did manage to have that $20 left over at the end of the last month, so I'm adding it to this month's $20 challenge, plus I found a quarter the other day. Adding that in as well.

$20 Challenge

$0000.00 Dec balance
+0020.25 keeping good company
________
$0020.25 Dec MTD

2009 Challenge Total $1,036.05
Cumulative Challenge Total $2,089.81

Deep Diving

November 29th, 2009 at 07:18 am

It pays to dive deep! Oh the things you see when you scavenge all the way to the bottom.



Yesterday's purse cleanout found $1.82 in change at the bottom to put towards the $20 Challenge. There's also a $20 buried deep in the wallet that MIGHT make it over to begin December's $20 Challenge with if I can keep it whole! It's leftover from my $10 a week November allowance. (Can't we afford a bigger allowance? Yes - I've just got no stomach to blow money for no good reason.) There's $50 incoming allowance on Tuesday, so I might just make it.

$20 CHALLENGE

$020.63 balance
+001.82 deep diving
_______
$022.46 Nov MTD

2009 Challenge Total $1015.80
Cumulative Challenge Total $2069.56

I Am Thankful...

November 26th, 2009 at 08:45 am



I am thankful for all of you here at the Saving Advice dot com bloggerdom! All through the year you inspire me and help me stay focused. I do appreciate all of you so much. The differing perspectives of each of you are such a help to everyone. Here's hoping you all have very nice holidays with your families. I wish you all plenty of enough and MORE! Safe travels too!

In your honor I'm donating $8.03 to my $20 Challenge. Here's hoping it keeps me off the dole in my old age!!

Can somebody pass the turkey please?


$20 CHALLENGE UPDATE

$012.60 Nov balance
+008.03 turkey donation
_______
$020.63 Nov MTD

2009 Challenge Total $1013.98
Cumulative Challenge Total $2067.74

Steaming Past A Thousand! HIPPI-YIPPIE-YAH!

November 22nd, 2009 at 07:06 am



Steaming Past A Thousand! HIPPI-YIPPIE-YAH!

2006 Challenge $126.11 started late Aug
2007 Challenge $402.50
2008 Challenge $525.15
2009 Challenge +$1005.95 Nov YTD
------------------------
Cumulative Total $2059.71

This will be the first year I've been able to put back over $1,000.00 for the year in the $20 Challenge category! A goal has been reached. Perhaps next year I can get to $1500 or more. Watch out Ima Saver I'm picking up steam! Big Grin


$0005.53 Nov balance
+0007.07 Steam booster additive
________
$0012.60 Nov MTD

2009 Challenge Total $1005.95
Cumulative Challenge Total $2059.71

Yesterday was a No-Spend-Day for me.

Updating $20 Challenge

November 18th, 2009 at 11:31 am



$000.10 Nov balance
+005.43 addition
_______
$005.53 Nov MTD

2009 Challenge Total $998.88
Cumulative Challenge Total $2052.64

MY $20 Challenge is to earn / save / find an extra $20 per month or MORE to put into my Roth IRA.

Today was a No-Spend Day!

His Inner Sanctum Violated

November 2nd, 2009 at 07:06 am

Yesterday was spent working on a really detailed networth statement and cooking a fabulous Sunday dinner.

On the norm I just catch the various bank accounts & retirement funds, but yesterday went to zillow & edmunds and did a more in-depth look at where we are at starting Hubster's official "Golden Years" with ALL of our assets! Not too shabby. Could of been a lot better, but for us, it's looking better than expected and Hubster was quite pleased with the "If We Cashed in All of Our Chips" numbers. I am too!

One of the things I'd been forgetting to put into our networth calculations is our burial plots. Ours are paid for already but we might end up selling & replacing them in a different location. Depends on if we decide to downsize and where.

Today I've got a To-Do list that far outnumbers five - there are 45 things on my list! Boy, am I behind!!

The majors today will be:

{x}2/3rds - filler now drying - 1)Filler on twin bed veneer. It's outside and up on the working platform.

[X]DONE w/a snafu - 2)Buy paint for above project. - Got the paint, started on back side of headboard. More gray looking than the deep black. I tried to tell the guy in the store that it didn't look right - he was filling in from electronics - but he insisted that it was right based on how dark it looked when dry. It did look dark, but I've got to go back tomorrow now as it just looks like a funky gray on the bed. POOODLES & FARTZWAZZLES!!

[X]DONE - 3)Mail off tube.

[X]DONE - 4)Content placed on my other blog.

[X]DONE - 5)Write & mail off sympathy note to friend's family. Long time ill, she passed away this weekend.

6)Get those newly figured out categories into YouNeedABudget software. I upgraded my software this weekend and we're going to be starting a fresh new budget this month with some newly aligned goals and taking into consideration the different income sources we're firing up. Keeping spending in a tight line will be KEY!! A fine balancing act, if you will. Of course we want to put off withdrawing from our retirement accounts as long as possible.



[X]DONE - 7)Get these entries up on Saving Advice!

Yesterday was a No-Spend Day.

I have a dime on my keyboard to start off November's $20 Challenge.

$20 CHALLENGE

$000.00 beginning balance
+000.10 laundress pay
_______
$000.10 Nov MTD

2009 Challenge Total $993.45
Cumulative Challenge Total $2047.21

Sicily's baking inspired me and I grabbed out my sourdough starter yesterday and made some fantastic sourdough rolls and I also made a chocolate pie. My fellows thank you Sicily!

While I'm out today I'll be making a bank run and depositing October's $20 Challenge Money. Yes, Pigger squealed again when I violated his inner sanctum!

And, speaking of inner sanctums, remind me to tell ya'll later, but Hubster has a stalker - one of his old fellow employees now hopped up on meth!