This morning I'm emptying my wallet and taking it to the $20 Challenge.

$20 CHALLENGE

$05.66 balance
+15.00 wallet clearing
______
$20.66 Nov MTD

2007 Challenge Total $261.70
Cumulative Challenge Total $387.18

CashHappy Son donated $2.11 to the "Momma I Don't Want You To Go Hungry in Old Age" Charity this morning! Me neither - so, I'm taking it to the challenge!

$20 CHALLENGE
$03.55 balance
+02.11 donation
______
$05.66 Nov MTD

2007 Challenge Total $246.70
Cumulative Challenge Total $372.81

You can get the book above here:

http://www.amazon.com/You-Dont-Have-Bag-Lady/dp/0759687188...

While cleaning up the top of my desk I found there to be $1.06 in change in between two magical papers. Taking it to the challenge.

Now, I'm off to rub those two magical papers together again and see if we can't get some MORE money action going again!

Hey baby, what's your denomination?



$20 CHALLENGE
$02.49 balance
+01.06 paper piles
______
$03.55 Nov MTD

2007 Challenge Total $244.59
Cumulative Challenge Total $370.70

The men in my coffee cup are mostly all Lincolns. Cashhappy Son gave me a small styrofoam cup full of coins this weekend, so I'm adding it to my $20 Challenge.

$20 CHALLENGE
$1.82 balance
+0.67 styro cup
_____
$2.49 Nov MTD

2007 Challenge Balance $243.53
Cumulative Total $369.64

Also while absent from the blogosphere I cancelled my cell phone as my contract had expired and replaced it with an emergency-use only Tracphone. With part of the savings difference the Hubster and I purchased Term Life Insurance! YEAH!!

It's not as much as I would like to have, but it beats a snowball. Partly this is because he smokes and is older thus the premiums on the kind of coverage I'd like is a bit on the 'TOO MUCH for the budget to handle' side! It's the age difference that has me worried, because in all likelihood I will outlive him and there is a good number of years between now and when I'll be eligible to collect Social Security - this will provide at least a small coverage of that gap.

Anyway, we got a smallish policy for me and a larger one for him as he's the main breadwinner.

It's a trade-off, but I think it was a good one for us!

Been off the $20 Challenge for awhile. Still plugging piggy, but I've not been charting it here and I do a LOT better financially when I do. This is extra that I can come up with that goes to my IRA.

So - back on the money train, I'll start w/what I put in Piggy today and if I get time I'll go back and pull up my deposits from Sept & Oct and post them later.

For now:

$20 CHALLENGE
$00.00 balance
+01.82 change added
______
$01.82 MTD

2007 Challenge Cumulative Total $368.97.

Last week I sent $410 extra to my IRA. Can't recall now why the funky extra ten dollars is on there, but it probably made my checkbook come out to a nice even number or something.

Even though I haven't been on the site much lately, I have been plugging away at finances. Anyway, that April deadline is looming and I need to boost my 2007 contributions.

How about you - do you have yours funded for this year yet?

Just now getting around to updating my mortgage balance over on the right. Getting ready to slip under 20 thou! Woo-hoo!