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Strength to Bust Thru The Web?

October 30th, 2009 at 09:02 pm

Do I have enough strength to bust thru the web of too much to do???




Today's Five - Fortified Plus

[X]DONE - 1)Dressed to shoes
[X]DONE - 2)Makeup
[X]DONE - 3)Bed made
[X]DONE - 4)Laundry
[X]DONE - 5)Breakfast
[X]DONE - 6)Walk
[X]DONE - 7)Replace Calculator Tape
[X]DONE - 8)Vacumn Living Room
[X]DONE - 9)Fix Lunch for self & Hubster
[X]DONE - 10)Dust TV w/static brush
tried can't find wire 11)Put wires on family art/Hang in Studio
[X]DONE - 12)Put papers back in safe
[X]DONE - 13)Get gift tube put together
[X]DONE - 14)Beans in Crockpot
[X]DONE - 15)Bake cornbread for supper
[X]DONE - 16)Find Orange Paint in basement
[X]DONE - 17)Paint orange on wall
{x}half done - 18)XFind address for tube / Xpackage up / mail off
[X]DONE - 19)Closet, find 2 things to donate - (I found four things)
[X]DONE - 20)Read for inspiration on Flylady dot net - I have seriously fallen off wagon w/Hubster home this year.
21)Work on New Proposed Budget for SS & Pension
22)Revamp house-budget's categories on You Need A Budget software
23)Update Networth for October
{x}half done - we spoke, we'll speak some more! Big Grin 24)Talk w/Hubster about Roll Over funds where to invest - I'd like munis or T-bills or even somewhere outside the bounds of US borders, the state of the U.S.$ is worrying me.
[X]DONE - 25)Find 2 jobs online for Hubster to apply for tomorrow. He's still looking for employment because he can draw UE till late Dec. even w/SS.
At least in our state, here's a legal opinion:

Text is
http://nelp.3cdn.net/f96d84de63766102b2_8rm6b99ab.pdf
and Link is

http://nelp.3cdn.net/f96d84de63766102b2_8rm6b99ab.pdf


Hubster called UE office today and got the same answer.

And, if he gets a part-time job we might have access to a cheaper health-care insurance plan for him.


"Habits are cobwebs at first, cables at last." ~ancient proverb


Don't laugh at the first five or so of these on my list. The only thing I was consistently getting done was laundry. Some days I'm a nightgown girl all day, and it was getting to be too often when I had nowhere to go. Got to get back to my Flylady routines. I don't mind having one day a week to stay in my jams. But more than that? It's just too easy to let everything go to pot. And I need to eat breakfast EVERY day!!

I need good habits and I get better at keeping those good habits up when I keep in touch with the Flylady dot net method. I can't keep up with all the emails but I can check my book & read online to inspire myself.

Right now the second coat of paint is drying on my little orange spot and then I can move the chair back and vacumn that last tiny little corner & put the vacumn totally away. Everything else has been vacumned, even the dining room which I had no intention of doing today!

Another area that was getting sloppy was the cooking. If I don't stay on myself it's just too easy to forget to get anything out of the freezer and then just run out for fast food. That's got to stop! Beans are cooking in the crockpot and smelling good. After checking the cabinets and freezer I see I'm out of ham up stairs and will have to make a return visit to the basement to check for some canned ham to oooomph up the beans.

Okay, I told ya'll my house was a scary place after dark. While vacumning in the foyer I decided I'd open the front door to get right up to the threshold edge. Boy am I glad I did - the cobwebs - you wouldn't believe!!! It's scary in the daytime too!

No one ever uses my front door, like hardly NEVER! Jumping Jehosophat that thing was full of cobwebs which is unusual. So I go to cleaning it up and finally figure out why. The last time someone had it open (like maybe early spring?) someone (I'm not naming names), but someone AHEM! left the glass up on the storm door and it only had that very porous screen covering that part allowing critters into the space between storm door and wood door.

It's good to clean ocassionally! Big Grin Really, I keep telling myself that. If someone had come to that door, they'd for sure think no one had been in this haunted house for ages! Truly. There was dust and cobwebs and other ick on the doorknob even! Oh my. Well, Housekeeper of the Year? I'm not. But, that glass over the screen being down? Will save some utility bill $$s come this winter! And it keeps winter weather off my wood door too.

Back to my list! Crack that whip. I likely won't get it all done, but I'm on it like white on rice.

Mini Vacation - 4 days, 3 nights

June 9th, 2009 at 01:21 pm



Back from mini vacation and need to resolve to tighten purse strings, because before we left I had gotten into a 'spoil me' spending hoo-hah that has to stop! Maybe it was rebellion against the unemployment thing or something. Budgetary restraints have got to prevail here.

House budget spent $22.84 yesterday on gasoliine, used a $50 AT&T reward card to make the purchase, this card was saved for gas for the trip. Used $22.00ish =/- of it on gas while we were gone, and this refills car afterwards. Remaining balance somewhere around $5.

Trip was good - just THE Hubster and I - we got comped dinner out for both of us on two different nights and tickets to two different performances. This was a close to home trip - about 4 hours away. Paid FrugalSon $20 on Saturday for house/dog sitting while we were gone. He had free eats while here.

I'll post some pics of the accomodations when I get a chance. Need to upload them from camera.

Just so you know, this was an inexpensive trip - a 'resort' sales pitch weekend. We paid our dues by listening to the sales presentation, rather got the bums' rush since Hubster still unemployed. However, to their detriment to my way of thinking none of them ever asked us if we had the financial resources to buy w/o a 'salary'. Phhppttt...for all they know I might be a heiress or somethang! Doncha' know!

No biggie, as we already own a timeshare elsewhere and can trade into their resort anyway, plus I'm already on the deed to this place as a co-owner with my parents, I had just never seen the place. I'll inherit it some day and that's the main reason I went was to check it out. I just don't like it when people presume to know our financial status based solely on income. It's a false reading.

Anyhow, back to costs - we had paid a small fee about $99 last September when he still had a job for this package. We ate frugally and packed a box of groceries/snacks/pop along with us. Figured it best to use it while he had the time off. No telling when/if he'll get back to work. Budget for entire trip was $200. Came home with some cash, have yet to count it, but well under budget.

I had a no spend day yesterday.

A good quote I found on a 'horror'scope page - "The border between discipline and habit is often hard to distinguish, but that is precisely the difference that you have to keep in mind... Habit is mindless and unconscious, whereas discipline is self-imposed and suited to achieving your goals."

No Such Thing As Spare Change

May 1st, 2009 at 08:21 pm



"There is no such thing as spare change.
There's only "unassembled dollars."
~seen on an email tagline


Yes, I've been way out of touch - FrugalSon got moved into the basement and I've been busy helping my Mom move much closer to me. The woman has a LOT of STUFF!!!

Much drama in the CashHappySon dept. Too much to even try to relate.

While out of pocket I did manage to make the complete $6000 IRA deadline for 2008 before April 15th!!!

Paying bills today. So, lots of outgo.

The Secret of Happiness

February 5th, 2009 at 05:38 pm


credit: Calvin & Hobbes




"The secret of happiness is to admire without desiring." -Francis H. Bradley, 1846-1924, British Philosopher


Today is a NSD. Updated the sidebar.

Gamblers Going Broke

January 26th, 2009 at 06:08 pm


Native Dancer, 1953 Belmont Stakes


"You know horses are smarter than people. You never heard of a horse going broke betting on people." ~~Will Rogers

*No slam intended Disneysteve, I was just reading a local paper talking about how our state is in a quandry over their legalized gambling stance and what it's doing to the working poor. This quote came to mind. It should be noted that people who have their bills paid and their life in order might choose to gamble with their fun money with no harm done to their bottomline. It's those who gamble with the rent money, etc., that cause themselves problems.

They May Be Loaded

September 4th, 2008 at 01:29 pm



"You can't get rich by spending money. The folks with the big house, fancy cars and designer clothes are, no doubt, loaded. But they may be loaded with debt." ~~Jonathan Clements

No Substitute - Quoths & Brilliance

September 3rd, 2008 at 02:54 pm



"There's no substitute for saving money. Next time you crack open your wallet, think on this: The dollars you spend today ARE delaying your retirement." ~~Jonathan Clements

Something To Hide Behind- Tree? Book?

May 30th, 2008 at 06:47 pm



I love books! I love trees!

A website that allows you to plant a tree for every book you read!

Finally something I can get behind!!!

Text is http://www.ecolibris.net/ and Link is
http://www.ecolibris.net/

This could get costly folks as I've read a BUUUUUUUUUUUUNNNNNCCCCCCCCCCCCCCHHHHHH of books in my lifetime!

Feeling Lennonish, but Albert works!

May 30th, 2008 at 03:39 pm



The conversation over on the SavingAdvice.com forums about folks trying to feed themselves on limited means and with limited shopping options has got me feeling all Lennonish this a.m. But, Albert will work! We're ALL needed to fight the gorilla on our joint humanity backs! No man is an island.

"A human being is a part of a whole,
called by us _universe_,
a part limited in time and space.
He experiences himself,
his thoughts and feelings as
something separated from the rest..
a kind of optical delusion
of his consciousness.
This delusion is a kind of prison for us,
restricting us to our personal desires
and to affection for a few
persons nearest to us.
Our task must be to free ourselves from
this prison by widening our circle
of compassion
to embrace
all living creatures and the
whole of nature in its beauty."

~ Albert Einstein


-------
The May utility figures are in:

$90.75 CableTV/Internet/Phone
$92.00 Gas
$63.00 Electricity
$49.40 Water/Ambulance
$14.00 Trash
_______
$309.15 May total

April totals were $318.70, so we're down $9.55 this month! YEAH!! Big Grin

-------
Cleaning out the wallet to add to the $20 Challenge:

$013.25 balance
$020.17 cleanout
_______
$33.42 May MTD

2008 Challenge Total $141.08
Cumulative Challenge Total $669.69

Uncle Jay Explains & $20 Challenge

March 27th, 2008 at 04:44 pm



Busy here this morning balancing checkbooks and seeing what bills need paying and filing, etc.

One day this week? When??? ...Anyway got a call from my stepmother that my Dad had another mini-stroke TIA last Thursday and had his arm go completely numb for about 15 minutes. He drove himself and went and had a brain scan this week and was going to drive himself about 4 hours away for a delivery. GAAA! My stepmother is disabled but she can drive! Why didn't she take him to the doctor? Why didn't she call an ambulance? Call us sooner? Call me in time to drive him for the brain-scan? At least she finally called! I do check in on them every week or two, but still she can afford a phone call!

I am beyond p.o.'d!

So, I dropped everything that day and ran down and drove him to and from the place he had to make deliveries. He's previously had 5 bypass surgery and a massive stroke before. What is wrong with this woman that she can't call???????

I chewed them both out - why not call us and let us know at the time something is happening. Yes, it might be scary, but I'd rather be informed in time to help than to be left in the dark until sometime in the future when it might be too late!

On my doxie - I took FrugalSon & went to see her yesterday at the vet's office, didn't get to talk to the vet, but there wasn't any visible improvement. Unless we do a very costly (to us in our financial situation) surgery then it is unlikely that she will recover the use of her hind legs and as she is apprx. 10-13 years old and already sleeps 23 1/2 hours a day we will likely have to put her down. If we did the surgery, there was no guarantee that she wouldn't have the same thing happen w/other vertebrae, etc. We just can't afford to do it.

Myself, Hubster and CashHappySon will go visit today, and if there is no signs of improvement we will let her go. So sad. We got her from the pound when she was about 6-8 years old, and she's had a good run here with us. We just can't see that if she doesn't improve she'd have much quality of life. Too sad to write about it any more today.


To keep you kiddies entertained while I do my bookkeeping...

Uncle Jay explains the Stimulus Package
Text is
http://www.unclejayexplains.com/media/UJwmv01-28-08.wmv and Link is

http://www.unclejayexplains.com/media/UJwmv01-28-08.wmv


Funnier....

Uncle Jay explains the Congressional Recess
Text is
http://www.unclejayexplains.com/media/UJwmv09-03-07.wmv and Link is

http://www.unclejayexplains.com/media/UJwmv09-03-07.wmv


$20 CHALLENGE

$007.29 balance
+000.09 keyboard change
_______
$007.38 March MTD

2008 Challenge Total $61.82
Cumulative Challenge Total $590.43

My Dog is Worried About the Economy

February 22nd, 2008 at 03:00 pm


Photocredit: Decopaw.com by Daphne


"My dog is worried about the economy because Alpo is up to $3.00 a can. That's almost $21.00 in dog money." -Joe Weinstein