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Archive for January, 2008

Some Other Midnight's Summer Dream?

January 25th, 2008 at 10:45 am

Taking the $4 I got yesterday for selling books and adding it to the challenge. Also there are 3 cents here from the laundry fairy.




No. Not the ass in the picture. Isn't that from Shakespeare or some other midnight Summer's dream? Yes, it's been tooooooo many years since English Lit.

$20 CHALLENGE

$027.87 balance
+004.03 books/laundry fairy
________
$031.90 Jan MTD

2008 Challenge Total $31.90
Cumulative Challenge Total $560.51

Nobody claimed the pennies as theirs so, yeah, Anywhooooo...

Yesterday was a No Spend Day. Today looking like it will shape up similarly. Got to love those Back To Backs!! It's cold, Cold, COLD here today and I'm trying to stay inside. Have to run FrugalSon to work in a bit, but other than that I'm going to stay inside and toasty!

Posted a collectible book on Amazon yesterday for sale - I paid 50 cents for it at a garage sale last summer, just never got around to getting it posted for sale. Going list price for this rare badboy is in the $33ish range.

Also took pictures of my $5 to AT LEAST $125 if not more project and I'm still trying to decide where to sell it.

Any Shakespearean's here want to straighten me out?

Am I dreaming or was there a Prospero somewhere in Shakespeare land???

Balancing Accounts

January 24th, 2008 at 04:46 pm



Nothing too exciting today. Just balancing accounts and doing filing and shredding! Boring but necessary.

Got the CC bill for the unexpected chainsaw purchase. Gaaa!! One expense I could have lived without. But Hubster sure looks fine in his flannel.

Received a $4 check for some books sold.


Hopeful for Reflections of Happier Times

January 22nd, 2008 at 07:14 am



Hubster's uncle on his Mom's side passed away and the funeral is today. I've got to run back to the grocery right now and get some of those throw-away pans.

Yesterday I purchased a spiral cut ham, a 24-ct case of pop, 2 packages of rolls, a jello ambrosia thingy, some creme puffs and today I'm going to bake a potato casserole. That should at least feed our crew and a couple of the out of town relatives.

I spent about $90 at the unscheduled grocery shop yesterday. Of course not all of that is for the funeral, but HARD-TIMES seem to be on the horizon and I'm forever stocking up against it or so it seems!

This was a favorite uncle, close in age, and almost identical in looks to Hubster. Back when they were in their 20's they were running buddies. We had just seen him at one of Unc's sister's funeral and he seemed fine. He's had some illness but it was certainly unexpected. He leaves behind a wife, 2 daughters, a son, and a grandson.

Hubster and three of our sons are going to be pall-bearers so they've got to show up early.

I'm off to scrounge up some pictures I was wanting to pass along to some of the relatives from out of Hubster's parents estate. They are of cousins & their kids and such when they were little.

Maybe they'd enjoy having them more than we, who hardly know them and only see them at the funerals. Now is a good time to pass them back around to those who would get greater enjoyment. And just maybe, they'll spark some moments of reflection today of happier times.

It's also a cold bugger-bear here today, I'm also off to round up some of the boy's long-johns to wear under my pants! So if I look a little lumpy, you'll know it's just a mirage!!

Outfit 1 - Church or Office

January 21st, 2008 at 09:34 am

Okay since I just hung everything up last night when we got in from church and have yet to put it away...Here's my start on getting the closet more organized and a way to get more outfits out of what I have already WITHOUT SHOPPING!!

Outfit 1 - Church or Office w/Modifications



I also wear a black stretch skirt w/this jacket at times, but yesterday it was COLD COLD COLD outside and I needed warmth.

I think I could save some time by doing this either when I'm already dressed for going out or doing it w/o actually putting the outfits on.



To wear this to a corporate office I do believe I'd tone down the shoes and jewelry to black onyx jewelry and black shoes and possibly a black blouse or tee. Wink



If you don't know what I'm talking about on organizing outfits check out my last blog post here:

[url]
http://luxliving.savingadvice.com/2008/01/21/somethin...


Something Tasty Out of A Sea of Black??

January 21st, 2008 at 08:51 am



How to create something tasty out of a sea of black? The black sea that is my closet. You see, I am a lover of the simple black and white motif for a basic wardrobe. The only thing is I never buy much white!! hahaha!

I open my closet to look for a specific piece and WHAM the black hole that is my closet just kind of blends into differing shades of black! I need to do something about that!!

And I am trying.

I did buy some solid sherbert shade sweaters this year thinking I may go back to the corporate world at some point and I can always wear them to church.

I was just thinking about how to rotate my clothes better when I ran across the below website.

I like the idea this girl has below. I'd also take a head w/hair out of the way and hand shot to go w/each outfit to show what jewelry I've picked to go w/each outfit. Or a shot of just the jewelry items grouped together.


[url]
http://iwantthatdress.blogspot.com/2008/01/cataloguin...


How is this financial? The more combo outfits you can get out of your current clothing, the less you have to purchase foolishly to create some level of knowing that whatever comes up you've got something to wear!! Organized and planned equals less dollars spent.

However, I still need to do something about how to tell one black item from the next in my closet a little easier.



Maybe floodlights installed in the closet???

How about you - do you have your clothing well organized? Does it save you money???

Victorious Smiley Face

January 20th, 2008 at 04:13 pm



Photo Credit: Smile by Cupertino, 2003.


Today was a NO SPEND DAY.

Wow.

That's about all the news I have to report, yet I'm trying to consistently blog this year.

Doubtful I'll make it if that's all the exciting financial news I can come up with.

We took TheGrrl with us to church this morning and resisted the urge to stop after church and eat out. We don't do that very often anyway and we've taken her out to eat with us after church before, I just don't want to give her the idea it's something we do every Sunday. It did however feel funny just to pick her up for church and then drop her afterwards. I felt somehow guilty for not feeding her! Weird.

When my little familia got home we had leftover creamy chicken & rice, black eyed peas, corn salad, bread, chocolate brownie covered w/pie cherries & whipped cream. Yummers.

I do however, still get a thrill out of having those NSDs. It can be so hard to rack those No Spend Days up sometimes.

I remember when I first read Joe Dominquez's book, "Your Money or Your Life" and started logging my spending, how hard it sometimes seemed to just have a day with out spending some money. Those days when I could manage it got a big smiley face in the log book.

I have gotten much better at racking these days up over time! So, those of you who are just starting on that particular journey keep the faith and keep trying. We are often such creatures of habit that we think we have to stop in here and there and just see what's new, what's on sale, etc.

No, we don't.

NO - the consuming world will rock on without us!!

For me, it was regular grocery stores, scratch and dent grocery stores and antique and thrift stores and yard sales.

No - I don't HAVE TO stop. The world will go on!!

There were days when I had to grasp the steering wheel & tell myself, "I'm going to have a No Spend Day if it harelips the Pope!" So, yeah, keep driving, eyes on the road, don't even consider stopping. Just make it home and get inside and I promise the shaking will stop!! Big Grin Eventually!

Right after you post your little Victorious smiley face here!!






Tag Team Preaching - Round 736

January 19th, 2008 at 07:46 am



Last night was more planned and unplanned tag team preaching by Hubster and Mrs. Frugalis to CashHappySon. It was a bit more measured in tone than the previous evening.

HOWEVER,

His cell phone bill just came yesterday to the tune of "Hang On Elizabeth I'm Coming" $287.47.

Digitalis, anyone???


He can afford a $40 plan.


Prayer Meeting Results:

No Repentance. Zip. Zero. Nada.

Promise by parental units to remove cell phone from his possession for 4 months time if it is not brought back into alignment with his cash flow projections next month.

This too shall pass.

This too shall pass.

This too shall pass.

oommmmmmmmmmmmmmm.


OOOOOmmmmmmmmmmmmmmmmm.


OMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM!!!!


breathe in - breathe out...

---
In other financial news, I've got $10.40 to take to the challenge. Ten being what I've taken out of my allowance to put away instead of spend and .40 was given to me by Hubster for the challenge.

$20 CHALLENGE

$0017.47 balance
+0010.40 Retirement cost proj. scares the beegeebers out of me!
________
$0027.87 Jan MTD

2008 Challenge Total
Cumulative Challenge Total $556.48

----
Yesterday was a spending day.

Frugalson's girlfriends' parents are both sick and she doesn't drive so I picked her up and drove her to work. I made arrangements to pick her up early and we stopped at Sonic and got a couple of things to sip ($3.87 + tip) and chatted. She has the idea that they are dating exclusively and he has other ideas. He doesn't have any one else in mind right now just wanting to keep his options open.

I tried to gently reinforce this to her (I call her TheGrrl) as he has done himself. No, I'm not THAT BAD - she's the one who broached the subject. They are both still free agents. SO FAR, I really like this little girl but don't want her to become a cling-on, unless, that's what FrugalSon wants her to do.

He thinks she MAY be 'the one', but who knows. IF she wants to pump me for information or side with me against him it will be no go - she'll be on my extremely short list to hit the road! She tried it once when they first started dating and I told her he was my priority and that I wasn't going to play that game with her. I am trying to get to know her better as she may be my future d-i-love. All I know is her biological clock is ticking like crazy!!

TheGrrl and I then went to the grocery to pick up worcestershire that I forgot and a few bottles of pop. Then I dropped her at work.

TheGrrl works at the same place FrugalSon works and has managed to get her schedule switched so they are both working pretty much the same shifts.

TheGrrl was on days and him on nights so it really limited their time together. They were crossing paths for about an hour a day in the middle and had one day a week to actually go out or be together. Proximity may do them in or bring them closer. We shall see.

FrugalSon is a MODEL HANDSOME, 21 and has some limitations, so it is still somewhat questionable as to how his fates shall work out. Pray for him. He still doesn't drive either. She's 23 and doesn't drive, so pull for them to get their licenses. Parrallel parking is holding them both back. Anyway, they have a date set for her to go to church with us this coming Sunday.

We are currently investigating him paying for driving school hours to get that parrallel parking demon beat. I can't seem to teach him sufficiently.

On buying pop - CashHappysSon had bought two cases of a lemon/lime drink that he doesn't like. He donated it to the household. I can drink it IF I cut it w/real Sprite, so I bought 3 bottles of it on sale at 78 cents. Will buy more later to balance this out.

So HALLELLUJAH I got in and out of the grocery for under $5. I paid for this grocery run out of my budget since I'm the goof-ball who forgot these things when the HouseBudget was paying and I HATE making two trips. Trying to penalize myself in order to learn to GET IT ALL the first time!

Blow Out At The O-K-Frugalis Corral

January 18th, 2008 at 09:45 am



Okay, I must admit I turned into a raving lunatic last night as CashHappySon did it again with the poor attitude, smart mouth and inability to follow directions (read that DIRECT IN-YO-FACE disobedience). Gaaa!!!

This was after I had just laid down my CC to the tune of $220ish dollars to have his car repaired because he's blown all his money. Only to come home and find that he has now targeted something else minor that just NEEDS to be fixed. (No, it's a clunker, I'm not paying to fix all this crap!!!)

I had a blow out pure old no bones about it CONNIPTION-FIT! Offered to leave the premises and let them all have it plain and simple and I would not stand in their way. (uh, I don't normally do that - Hubster and I almost NEVER fight.)

We spent quite a bit of time with him last night and Hubster says we're having another family meeting over it tonight. The boy is a brick wall and I'm a brick wall, and poor Hubster has to find a way to coalesce us into a functioning unit! Good luck to him.

Meanwhile back at the ranch somebody left the waitress a tip at the ol' Frugalis Bean Counter last night.

Taking it to the challenge!

$20 CHALLENGE

$017.15 balance
+000.32 tip because evidently I'm a real beaut while I waitress, sling hash & rage against disrespectful & ungrateful children at the same time*!
_______
$017.47 Jan MTD

2008 Challenge Total $17.47
Cumulative Challenge Total $546.08

*I do feel bad about raging, but sometimes people push you to the brink and it's time to push back!! But even so, I'm still a tiny bit flirty, ya know?

Time To Whack Your Mole!

January 17th, 2008 at 09:49 am



Okay folks, it's time to walk through your house or office and find out where you can whack the ever-more popping up mole of electricity usage!

If you don't know what I'm talking about check here:

[url]http://luxliving.savingadvice.com/2008/01/11/whack-a-mo...


For me this time it was the:

1)desk lamp (opened the curtains instead)
2)calculator
3)coffee pot
4)microwave oven


Come back and tell me what all you had to turn off or unplug!

Now WHACK THOSE MOLES!!!