<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Category: Inflow
 

Viewing the 'Inflow' Category

Keeping ImaSaver Company

December 19th, 2009 at 07:41 am



Well, I've been busy. Elsewhere.

But to keep ImaSaver company over there on the upper right $20 Challenge corner, I did manage to have that $20 left over at the end of the last month, so I'm adding it to this month's $20 challenge, plus I found a quarter the other day. Adding that in as well.

$20 Challenge

$0000.00 Dec balance
+0020.25 keeping good company
________
$0020.25 Dec MTD

2009 Challenge Total $1,036.05
Cumulative Challenge Total $2,089.81

Back from the Races

October 29th, 2009 at 06:18 am


Yesterday was a new day at the Frugalicious races...

Got up early and Hubster and FrugalSon loaded up the back of my pickup with wood for my Dad using the wheelbarrow as I was not venturing back into the muddy yard with my truck again after getting sunk and stuck the other night. I picked what appears like the last of my tomatoes for the year and took about half of them for Dad.

Then Frugalson & I loaded up and went to the bank and got my signature on Hubster's Carpenter's Pension notarized and then scooted on over to the post office and got it mailed off.

We took off on the backroads and drove the hour and half trip to my Dad's and he and FrugalSon unloaded the wood while his wife and I visited. They got through and I got to visit with my Dad for about 30 minutes and then we started heading back.

Dad had slipped me $40 for gas. He can well afford it and if he didn't get wood from me? ...he'd be buying it from someone. Nice. It takes about $50 to fill my truck and I can get one full trip to his town and back out of it, plus some other running around my town. Last trip was on me.

I needed to treat my helper to lunch so at his choice we stopped for a burger basket, frosty rootbeers and had the rare treat of fried pickles as an appetizer. Yummers. $17.23 + $3.00 tip.

After lunch we stopped at a good garage sale. I bought myself two nice little side-tables - they are very heavy, have a cute rustic style to them and are formica-ed on top. So useable with those tops & too Too TOO cute to pass up.

I don't know that I NEED them, but will try to work them into the house. If they don't work out I might sell one or both of them in my booth at a profit. Or maybe FrugalSon can use them downstairs in his apartment. They are sweet little tables & at $25 for the pair, I can easily double my money. The finish on the legs is a bit aged, but they could be really cutened up w/some beige or antique white paint on the legs! Or, even some barn red or a forest green for a bunkhouse or cabin look. Here's one of them before cleanup:





Also bought myself a cute new to me denim jacket for a $1.00, and the guy running the sale, who was flirting with me ended up giving me a paperback for free - wooo, a big spender type! Big Grin

He was a nice man, but kind of overtly obvious with the compliments, thinking my son was my husband because obviously I couldn't P.O.S.S.I.B.L.Y. be that old, etc. Yeah, right. Nice to hear, but you know it's patently not true. I do look younger than my age, but not THAT young.

Also got two paintings in frames for $3 each. We'll probably paint over the canvases and have the frames to use for our creations. Cheap art material!!!

Then it was off to my Mom's house where they gave me a very nice metal patio table. They had three outdoor sets? I think one of them was from stepdad's Mom's estate. They are closing in their back patio and now have one inside that room and one set outside and this set just extra. Nice. I had given CashHappySon my old set when he moved away.



This patio set is black. My other outdoor set ALMOST matches it but is white/yellowish. The white set is 'chippy' and likely this coming spring, I'll wirebrush it down and paint it out black to match. I spot-shot the rusty areas the other day w/rustoleum to get it thru the winter. I nearly STOLE the white set late last year at a thrift store. All seven pieces for only $27.00! The other little table Hubster is using indoors for his printer stand.


(note one of the little arched water spigot cubbie covers that Hubster made the other day over on the left)

Mom THINKS she knows where the umbrella and stand is at in her storage building.

I'm counting my parental units as Corporate Sponsors! They're members of the Golden Eagle Elite Club!! Thank God for our parents. They've all done so much for us through the years.

We visited with Mom about 15 minutes and admired stepdad's handiwork on the new patio room, then jumped back in the truck.

Stopped at vitamin store and spent about $30 there, needed more magnesium for routine maintenance and also Sambucol to keep the sore throat and flu bug away. Pricey stuff but needed for to the keeping away of the creeping crud & the blue funks!

Then we stopped at the Dollar store for FrugalSon to buy more minutes for his Tracphone.

Then we got home by about 3:15 and I crashed! Then I got back up and took vitamin herby stuff to keep from being sick as I felt achy, and ate the rest of the Tortilla Soup from the other day at about 5:00 p.m. and then laid back down.

FrugalSon stayed outside and unloaded all the new bunkN'junque off the back of the truck.

FrugalSon then went out and helped Hubster who was mowing on the rider, by pushmowing the garden area and then the top-yard for the last mow of the season and to run all the gas out of the mowers so they can be winterized.

Hubster spent the day yesterday raking up all the leaves and twigs and general messiness that the tree cutters left behind and trying to repair a cheap-o rake that kept breaking on him. The last rake we had lasted about 15 years. This one? Lasted less than one season! Come on folks lets manufacture something worthwhile could we????

Then they stayed outside till dark-thirty chainsawing and stacking the rest of the wood in the front part of the yard. We are racing trying to beat winter! I had made Hubster promise not to chainsaw until I got home. I rushed around as much as possible for this daytrip to get back so he had some daylight left to work in. Supposed to be cold and wet the rest of the week here.

After all that cutting & stacking they came in and FrugalSon heated up the Black Bean soup that was also in the frig and they had that and sandwiches and marble cake for supper while I was going thru a nice little sleep cycle on the couch.

Poor FrugalSon had quite a busy day off!
I am feeling much better this morning. Like a new woman. Bouncing up at 5:30 a.m. Hubster is still sawing logs. In bed, that is!

Taking the $8 I didn't blow at a garage sale to the $20 Challenge.

$022.82 balance
+008.00 garage sale leavings
_______
$030.82 Oct MTD

2009 Challenge Total $993.10 (think I'll beat a thousand this year? Who'll give me odds?)
Cumulative Challenge Total $2046.86


*Little known L.L.Frugalis factoid: I used to jockey as a pre-teen.

S.S.S.G.

October 28th, 2009 at 02:14 pm



S.S.S.G. = Social Security Speedy Gonzales.

Hubster's first SS check which we applied for on Monday morning 10/26/2009 at 9:00 a.m.? Hit our bank this morning Wednesday 10/28/2009 by 8:00 a.m.! Holy Cow, when did the U.S. government get so efficient???? I am thrilled, amazed, gobsmacked, etc., etc., etc.

We are both pretty darn impressed!

"¡Andale! ¡Andale! ¡Arriba! ¡Arriba!" (Spanish for "Go on! Go on! Up! Up!) Yeeeehaw!!

Here I was thinking they were Speedy's cousin, Slowpoke Rodriquez!

One of my favorite childhood cartoons:[url]
http://www.youtube.com/watch?v=fXJv5-L6FwM
[/url]


---

It's ALWAYS Something - Keep Vigilant!

October 17th, 2009 at 12:29 pm

Not much going on here - except I spent a bunch of money buying frames for mine and FrugalSon's artwork at the 50% off sale. That took a load out of my wallet and now I'm nigh on to broke in the checking account department. But we got lots of frames for artwork we've had sitting around, as we say in my neck of the woods, nekkkkid.

Good news for FrugalSon as he sold an artwork this year. His first. Big doings, and he had prints made of it and has sold those as well! He's now a PRO. Momma Frugalis is sooooo proud.

The dog herd left this morning again after another round of sitting. Another tiny bit of inflow here for the dog-sitting, and I'm going to take $20 of it and put it toward this month's $20 Challenge as that seems to be lacking and the rest I'll put towards the RV Land Travel fund LATER, if I don't have to have it to run on later in the month.

That frame expenditure ran me close to empty and I do have an out of town trip to make later this month that will likely take cash.

Today will be a No Spend Day.

Housebudget spent yesterday $90ish for groceries, and I spent $15 for a name plaque to go on the bottom of one of my paintings that will be going to a museum later this month as well. So, all said and done, I'm experiencing a temporary cash flow problem! Oh well. I can always pull back out of savings if I had to, but I won't do that unless absolutely necessary and I can't see any upcoming expenses that I haven't already accounted for.

The tree guys are all gone and Hubster has much chainsawing left to do on some big pieces - the base of one tree stump sits at 37 inches before it flared out toward the roots! Our collective emergency fund said OUUUUUUUUCHHHHHH over that expenditure, but twas needful. Back to boosting that savings now.

BEFORE after death by FREAKISH ice-storm



AFTER very sad, it changes entire look of main approach to house:


These are only the corner on one side. There were about 8 more gigantorific trees that had to come down all together all around my house. The back of my house now feels naked and VERY exposed! They cut to 14 inch length & stacked most of it.

While Hubster was out trying to get the rest of it cut up his chainsaw stopped oiling itself, so it's back in the repair shop, and who knows what that'll cost.

It's always something. ;{

Took one load of the wood to my Dad's this week, there are about five or six more loads to go! He'll have wood to burn all winter and some for next year likely.

Our phone bill came and whatever special we had signed up under has now ended adding another $20 a month to that expense, and there was a 'CRAMMED on' charge for IDL - some kind of identity thingawhich that we did not ask for at $12.95 a month, and now have to wangle around to get taken back off the phone bill. Ought to be a law. The phone owner cannot ask for it to be removed, it has to come in the form of a credit from the CROOK who crammed it on there to begin with. They have you by the neck!! ARRRRRRRRRRRRGGG!


Photo caption: Abott & Costello?


Did I mention? It's ALWAYS something. Vigiliance is key. Somebody always trying to play GOTCHA in the wallet department!!


$20 CHALLENGE
$000.77 balance
+020.00 Wooof-woof!
_______
$020.77 Oct MTD

2009 Challenge Total $983.05
Cumulative Challenge Total $2036.81

This Week's Wind Up Quickies

September 26th, 2009 at 08:54 am

Worked Thursday to get Hubster's 401-K rolled over to Fidelity. Tried to do it online by ourselves. No luck. Tried to do it online while talking to a Fidelity rep. No luck. Forced to go the old fashioned paper route mainly because of where the 401-K is being held. Crossing fingers. That mail went out Thursday.

---



On Friday we sold a big old heavy iron smoker/BBQer for $25 using Craigslist. It would not fit into our plans to downsize some time in the future. It was rather gigantic and old, starting to have some rust out issues and I had gotten it for FREE years ago by being a willing Sanford & Son type hauler-away of 'almost' any good junq'ue. We used it for many years when we were hosting church picnics, but that need has fallen away as the church we belong to now is way far away. Haven't decided what to do with this $25 yet, probably divide it up between my various goals. Will make a followup post when I decide. Any condo or smaller house we may buy in the future? Ehhh, we can either get by without a cooker or we'll get a nicer propane one or maybe a nice George Foreman electric grill on a stand.
We're not that big of entertainers any more and we don't grill out often anyway. Yes, I probably could've bought some heat-resistant paint and painted this and got a bit more out of it, but the sides are rusting out, and most importantly I wanted it GONE! One less thing to move if we decide to later.
---

We are waiting until the September interest posts in our Money Market account to move some of it to Emigrant Direct where it will earn a bit more money. Leaving just enough in MM to cover a true CASH emergency. Haven't decided yet whether to stash the money moved in $1000 incremental CDs ladder, but that's the likely way it'll go. This is our Household Emergency Fund.

---

Today I deposited $100 in my pre-Roth account aka Grrls Just Wanna Have E-Funds, on my way to getting as much of next year's Roth IRA contributions together as I can. I did this by depositing a check by mail - this is the first time I've made a long-distance deposit of a check into Fidelity. Usually I just deposit locally and then go online and move it. We'll see how it goes. I always feel sketchy about trusting the mail! That envelope went out this a.m.

---

While I was out I cleaned out my wallet at the bank and deposited $52.02. This & the $100 will go towards my $20 Challenge and in the Grrls Just Wanna Have E-Funds because that's where it temporarily resides. I came home from the bank and moved it to Fidelity.

$106.17 balance
+152.02 check & wallet cleanout
_______
$258.19 Sep MTD

2009 Total = $962.28
Cumulative Total $2016.04

---

Passed one without stopping but did stop at another garage sale - bought nothing! Yeah me! So today likely to be a No Spend Day as I don't intend on going back out.

---

Early this a.m. FrugalSon and I hit the walking trail down by the river for a nice 30 minute walk before he had to report to work. Nice and quiet in the park at that time of the morning. Noticed one of our local hospital has installed free bicycles to be loaned out with a CC deposit in case the bikes aren't returned w/i 24 hours. Nicely done with a self-serve set-up! Might have to try that some time.

---

I'm working on painting crown molding trim's last coat today before it's ready for Hubster's installation portion of the program. This is for the living room.



---

Rehabbing an old deco 'bow front' chest of drawers that had veneer chipping off. I went to my small town art supply place and they were out of the 'goop' I needed to fill in those chipped out places w/o replacing the veneer. The lady there was nice enough (I am a GOOD regular customer) to loan me her giant tub of it. Came home and filled that stuff in. Chore for this afternoon is to sand it down and start painting it.



I'm also going to do my girlhood bed. I already fixed the veneer on it once with a costly $250 veneer job years and years ago and then all my kids used the bed and the veneer on it is now chipped again as well. So later today I'm planning on hauling it out and filling the chunks in on it as well. And then I'll be painting both these pieces out in a low-gloss black. More AFTER pics to follow later.


Updating Grrls Just Wanna Have E-funds

August 15th, 2009 at 01:34 pm


Today I'm updating the left side-bar as I've got a few minutes.

Grrls (Lux's Personal)Just Wanna Have E-funds!-w/Fidelity

On 2/18/09 this fund was sitting at $1,391.56. Since then I've been putting $10 a month in it, adding the itty bit of interest in it as well. Some of you may remember I got a nice big gift from parental units and a bit of that went in here as well, some of that went into my Roth IRA - some to municipal bonds, etc. Anyway I've also been hitting the Grrls Fun e-Fund with some portion of my junque' booth sales. Today it sits at $2,662.81 updated 8/15/09.

This is my own private emergency fund that is seperate from our household e-fund.

State Revenue Increased by $62.50

February 26th, 2009 at 10:53 am


Seen on the web, not my st8e!


I've got to go get my truck tag today. It's not horrible and I've saved for it, so wave bye-bye to $62.50 outgoing. I could mail it off but they charge an additional $2 fee for that, so instead I'll combine it with a trip to the post-office to mail off two items that sold on ebay, totalling $14.85 minus $1.03 paypal fee = $13.82 incoming. Lucky for me my little tag office has a post office window in it. Nope - no vanity pl8s 4ME!

Think I'll add the $13.82 to the $20 Challenge:

$003.00 balance
+013.82 ebay sales
_______
$016.82 Feb MTD

2009 Challenge Total $37.97
Cumulative Challenge Total $1040.75