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The Thin Red Line

December 17th, 2007 at 03:11 pm

The Thin Red Line
otherwise known as
Today's Public Service Announcement




We interrupt your daily blog roll for this important PSA:

I replied to Paulette Goddard's blog posting on Money and Personality and I wanted to save the response here for posterity. Here goes. A few of the especially helpful book tips will be listed after this comment:

I replied:

"INFJ here.

I was just thinking around this topic last night. In my lifetime I have bought about three gajillion books on money and finance. Why did other people have it and what was my problem???

And I was trying to figure when it finally sunk in, what was the trigger? We started tracking $$'s w/Quicken which I soon found out that I hated, BUT, when seeing a piechart w/the TEE-TINY little red line that was our 'oochie' room in the budget AFTER credit card & car payments and being SHOCKED INTO REALITY, I decided something had to be done! Really it was an article on the web about making the savings literal when you get a discount. So what if you save 30 cents off your toilet tissue!! If you never save it LITERALLY, then it don't mean beans or retirement billions later! You have to LITERALLY DO SOMETHING!!

Many moons and lots of different budgeting / spending plans later, we now use youneedabudget.com and track like crazy. It works for us and that's important too, what works for you. Keep after it until you find the combination of tips and tricks that will help you get YOUR finances in order.

And figuring out that 10 cents HERE and $2.00 THERE really DO add up over time!! Also, finding SavingAdvice.com and all the great bloggers here, became an excellent resource and motivator to keep going.

Thanks for being here everyone! You never know which thing you share will be the eye-opener for the next guy."

LuxLiving's Pared Down Financial Reading List:

1)Richest Man in Babylon by George Clason. (Big Picture)
2)Your Money or Your Life by Joe Dominquez. (Focus)
3)Debt Proof Living by Mary Hunt. (How-To)
4)The Wealthy Barber by David Chilton (More Practical Help)
5)Automatic Millionaire by David Bach (for the understanding it gave me about how the 401-K means I have MORE money, not less!)

Many of these authors either have their own websites set up OR ones that are set up by their fans, well worth checking out!

My financial life turned around when I stopped worrying how to get rich and started focusing on how to save money and MAKE IT WORK FOR ME. A website that helped in those regards was the Invest in Your Debt one.

Here's hoping this reading list will help others get there quicker!

Thus ending today's PSA! Now, back to your regularly scheduled blogcast...

Violating Poor Piggy

December 17th, 2007 at 01:50 pm

Violating Poor Piggy



Yes, That's The Victim!

Photo Credit: Lux Living Frugalis


Oh My! I had to stick a ruler up Piggy to get out the dollar bills from last month's $20 Challenge. First I tried the needle nose pliers. No luck. All the dollar bills seems to have gone to Piggy's head. I think I heard a squeal or two as I ripped the dollars away from his clutches.

I have violated poor Piggy!! Ripped asunder and plundered!!

Alas, it is for good cause. I am sooooo behind on doing my money stuff, partially because we are in the Midsouth and have been without electricity for a good week. This is November Challenge money I have to get to the bank and then on to my IRA.

Also, I am going to try to get all my 2007 IRA contributions in before the 31st. It is too confusing to me to be putting in 2007 contributions on into April of '08! Not going to do it this year if I can help it.

Okay, so November money is out of Piggy and I've got $2.99 sitting on the desk waiting to go in towards December's challenge. Yes, really behind AGAIN! GRRR!! Got to get up off my behind and get this stuff center focus again.

TO DO:
1)Nov $$'s to the bank this afternoon!
2)Nov $$'s to the IRA this afternoon!
3)Dec Challenge $$'s into poor Piggy!
4)Work on final Christmas push!

$20 CHALLENGE

$00.00 balance
+02.99 Piggy's Solace
______
$02.99 Dec MTD

2007 Challenge Total $264.69
Cumulative Challenge Total $390.80

Don't worry about poor Piggers too much - Nothing a good deposit or two won't fix right up and he'll be back to his old smiley self!

How about it, do you find it difficult to track your IRA contributions if you run over from year to year?

Just Room Enough For Love

December 16th, 2007 at 11:13 pm

Little House So Very Small,
Just Room Enough for Love,
That's All!





Updating the mortgage balance. Yes, I'm slow. No, none of those are my house in the picture. The payment was made on time, I'm just in pokey mode getting it updated here.

New mortgage balance $20,018.09

Contractual term is payoff in 6 yrs. 5 months, but w/an additional $71.04 each month in extra principal payments we are projected to payoff in July of 2012, that being 5 years and 9 months from now.

Plugging for a Friend

December 5th, 2007 at 02:16 pm



Just wanted to make a plug for my new friend




Elsa P. over at ElsaElsa.com. See her link over on the left in the links section, okay? Scroll DOWN, yes, I've got a lot of links. Smile It's under the music. Look for the star!



Her site is not monetary related but astrological. She's quite a pistol! ...and I really enjoy reading her stuff.

Go check her out at ElsaElsa.com!

Text is
http://www.ElsaElsa.com and Link is

http://www.ElsaElsa.com


Sorry, I'm not all that great on links inside the blog yet. GO TOWARD THE LIGHT (star) over on the left!! Big Grin

I think her Grandpa Henry was the frugal type! I really enjoyed her memories of meeting Peace Pilgrim.

Question: Does any one know the name of that star to the left of the moon????? I saw the same configuration in the sky this morning at about 5:00 a.m. and was wondering then what star that was.

U.S. National Debt Grows $1 Million a MINUTE!!

December 4th, 2007 at 01:56 pm




This makes my Frugalicious Gene (TM) pucker!! How about you?

U.S. National Debt Grows $1 Million A Minute: See...

Text is
http://news.yahoo.com/s/ap/20071203/ap_on_go_ot/nation_in_debt_4 and Link is

http://news.yahoo.com/s/ap/20071203/ap_on_go_ot/nation_in_...

Emptying Wallet

November 27th, 2007 at 04:12 pm



This morning I'm emptying my wallet and taking it to the $20 Challenge.

$20 CHALLENGE

$05.66 balance
+15.00 wallet clearing
______
$20.66 Nov MTD

2007 Challenge Total $261.70
Cumulative Challenge Total $387.18

Donations Received

November 21st, 2007 at 03:02 pm



CashHappy Son donated $2.11 to the "Momma I Don't Want You To Go Hungry in Old Age" Charity this morning! Me neither - so, I'm taking it to the challenge!

$20 CHALLENGE
$03.55 balance
+02.11 donation
______
$05.66 Nov MTD

2007 Challenge Total $246.70
Cumulative Challenge Total $372.81

You can get the book above here:
Text is
http://www.amazon.com/You-Dont-Have-Bag-Lady/dp/0759687188/ref=sr_1_1?ie=UTF8&s=books&qid=1195657924&sr=1-1 and Link is

http://www.amazon.com/You-Dont-Have-Bag-Lady/dp/0759687188...


Money in the Paper Piles

November 20th, 2007 at 02:24 pm



While cleaning up the top of my desk I found there to be $1.06 in change in between two magical papers. Taking it to the challenge.

Now, I'm off to rub those two magical papers together again and see if we can't get some MORE money action going again!

Hey baby, what's your denomination? Big Grin



$20 CHALLENGE
$02.49 balance
+01.06 paper piles
______
$03.55 Nov MTD

2007 Challenge Total $244.59
Cumulative Challenge Total $370.70

The Men In My Coffee Cup

November 19th, 2007 at 04:34 pm



The men in my coffee cup are mostly all Lincolns. Cashhappy Son gave me a small styrofoam cup full of coins this weekend, so I'm adding it to my $20 Challenge.

$20 CHALLENGE
$1.82 balance
+0.67 styro cup
_____
$2.49 Nov MTD

2007 Challenge Balance $243.53
Cumulative Total $369.64

Trade-Offs - Weighing the Choices

November 16th, 2007 at 09:59 pm



Also while absent from the blogosphere I cancelled my cell phone as my contract had expired and replaced it with an emergency-use only Tracphone. With part of the savings difference the Hubster and I purchased Term Life Insurance! YEAH!!

It's not as much as I would like to have, but it beats a snowball. Partly this is because he smokes and is older thus the premiums on the kind of coverage I'd like is a bit on the 'TOO MUCH for the budget to handle' side! It's the age difference that has me worried, because in all likelihood I will outlive him and there is a good number of years between now and when I'll be eligible to collect Social Security - this will provide at least a small coverage of that gap.

Anyway, we got a smallish policy for me and a larger one for him as he's the main breadwinner.

It's a trade-off, but I think it was a good one for us!

Trying to Get Back On The Money Train

November 15th, 2007 at 07:47 pm



Been off the $20 Challenge for awhile. Still plugging piggy, but I've not been charting it here and I do a LOT better financially when I do. This is extra that I can come up with that goes to my IRA.

So - back on the money train, I'll start w/what I put in Piggy today and if I get time I'll go back and pull up my deposits from Sept & Oct and post them later.

For now:

$20 CHALLENGE
$00.00 balance
+01.82 change added
______
$01.82 MTD

2007 Challenge Cumulative Total $368.97.

Plunking it to the IRA

November 14th, 2007 at 10:28 am




Last week I sent $410 extra to my IRA. Can't recall now why the funky extra ten dollars is on there, but it probably made my checkbook come out to a nice even number or something.

Even though I haven't been on the site much lately, I have been plugging away at finances. Anyway, that April deadline is looming and I need to boost my 2007 contributions.

How about you - do you have yours funded for this year yet?

Updating Mortgage Balance

November 13th, 2007 at 09:33 pm


(not my house, but mine is the same color scheme & looks pretty similar)



Just now getting around to updating my mortgage balance over on the right. Getting ready to slip under 20 thou! Woo-hoo!

Get That Loving Feeling

October 22nd, 2007 at 06:03 pm



My FREE Deezer.com 'Good Lovin*' feelings can be found in playlist number two over on the left! DISCLAIMER: I'm not responsible for any love children that might result!


*What a way to spend a rainy wet cold October morning!

**Give them a bit to load.

Getting In The Christmas Spirit

October 22nd, 2007 at 02:24 pm



Flylady has been encouraging us to get ready for all the holidays, especially Christmas, so this a.m. I was watching her Flying Holiday Videos and noticed on the website that is hosting them a link to Deezer.com, check it out over on the left in the About Me column, you can see my Christmas Playlist PLUS you can go there and get yourself all kinds of good music to listen to for FREE.

Here's their stuff:


THEY SAY: "You can enjoy thousands of songs and albums with NO LIMITATION and it's totally FREE. Deezer revolutionizes the music world by offering you a 5 in 1 service:

1-LISTEN for FREE to your favorite tracks with no Limitations

2-CREATE your own Playlists

3-DISCOVER new artists with their exclusive SmartPlaylist

4-UPLOAD all your songs in your unlimited personnal storage space and participate in their growing song data base

5-BLOG & SHARE your favorite tracks with your friends..."

ENJOY!!


~LLFrugalis, Gearing Up for the Holidays!
(nope, not affiliated in any way w/Deezer)

Spinning At The Round Top

October 11th, 2007 at 06:16 pm


Just back from a great junc'tique buying trip to Round Top, Texas. Woo-hooo, lots of good bargains found, but it is getting harder and harder as prices were on the rise.

And yes, I shopped, the Junk Gypsy!

Text is
http://www.gypsyville.com/truckin_junkin.asp and Link is

http://www.gypsyville.com/truckin_junkin.asp


Slow to Update

September 17th, 2007 at 08:58 pm



Just now getting around to updating the August $20 Challenge totals over on the side here! I did make it, I'm just running way behind on getting myself organized!

Moved the 'rounded up' dollars right on over to the IRA.

Goofy Test

September 7th, 2007 at 01:02 am



So I took their goofy test at:

http://www.testriffic.com/financial/financial

Seems I am a...

Feeling Silent & Adding to my Challenge

August 20th, 2007 at 04:16 pm




I've been feeling rather silent lately and it shows here on the blog. We introverted introspectives get like this from time to time. It's nothing personal against the forumites or bloggers, I just get quiet. Anyway, I'm coming up on my 1 year anniversary here at Savings Advice on the 23rd. I may not make it back before then as this is a busy birthday month for those at my abode.

Adding .37 cents to my challenge piggy. Got more change & ones in my wallet that will have to be posted later.

$05.22 balance
+00.37 change
_______
$05.59 MTD

2007 Challenge Total $224.12
Cumulative Total $350.23

Purse Cleanout & Vacation Expenses

July 23rd, 2007 at 02:57 pm



Cleaning out the purse and adding my personal leftover vacation spending money to the $20 Challenge which will be added to my IRA!

$20 Challenge

$02.97 balance
+30.35 unclutched
______
$33.32 July MTD

2007 Challenge $218.53
Cumulative Total $344.64

Nice to note as well as we left the house w/$750 in vacation cash and came home after 10 fun days away w/a bit over $300. YEAH!!! We ate out 3 times at 'eat-in' restaraunts and many times going & coming in the fast food joints and went to many free events while we were away. We took one copy box full of groceries & spent $80 at the grocery store upon our arrival. Our best vacation expense? We spent $1.22 + tax for birdseed to feed the birds outside our resort condo.

Return from the West - Challenging

July 23rd, 2007 at 01:30 pm



Back from Tucson early last week, now I need to get the financial books in order and get on track for the challenge before the month is over!! Hurry! Hurry!!

Not to worry overmuch, there is money left from my vacation personal spending money that I'll add in later after I clear my purse from the toll & gas receipts.


$20 Challenge

$00.00 July balance
+02.97 desk clutter
______
$02.97 July MTD

2007 Challenge $188.18
Cumulative Total $314.29

Mortgage Update

July 3rd, 2007 at 04:44 pm



Updating the mortgage balance.

Staying afloat - the new updated mortgage balance is $21,554.02! Time to actual payoff is 6 years 3 months. We are paying some little extra to this each month, by adding another $6.00 monthly I can shave off another month at the end. Will be trying to do that, making projected payoff in July 2012.

DramaKing Makes A Move

June 29th, 2007 at 04:19 pm



Adding to the $20 Challenge.

$08.40 balance
+14.02 addition
______
$22.42 June MTD

I haven't been keeping up with this as I've just been stashing the cash on the dresser and am ready to tidy up accounts for the end of the month.

We've had a wild, wild month here as CashHappySon has pulled a few stunts and let's just say that he's ready (so is his dear ol'mutha for him...) to move out but can not yet afford the local market rates and he doesn't have a buddy that needs a roommate, so I now have a new renter in my basement. So, he's gotten a bit of 'release' but yet he's not so far that we can't check on him and he can continue to save for the 'big move' sometime in the future.

He is paying a nominal rate that should cover his little bit of extra electricity usage (microwave, fan & dorm refrigerator) and thusly I've increased my income a bit. The walkout basement is not heated nor cooled, but yet maintains a nice even 68 degrees year round. But w/o a fan in the summertime it is a bit clammy feeling sometimes.

I should mention that the basement is plumbed. It's not quite the belly of the whale, but close!

He is still required to help w/lawn maintenance and attend church with us on Sunday and has a standing invitation to Sunday lunch. However, he now has to do all his own banking and laundry care and prepare for himself all other meals. Things Mom used to help with.


I love this boy dearly but he has always been 'high maintenance' and known to us as the DramaKing, so it is a bit of relief that he is making the move toward freedom. Also sad to see the birdies flying the coop. A mixed feeling for Mom. The only mandatory thing that is required to keep the low rental rate?


He MUST shower each day!


Gaaaaaa!

He works in a machine shop and that oily smell is icky and pervasive!! He also is STILL (awwww Mom!!) required to let us know of his comings and goings.

His fixed expenses are:

$100 rent
$100 car insurance (he tags on older brother's rate)
$100 orthodontist
$200 IRA contributions
____
$500

Gasoline runs around $100-140 a month.

He normally pulls about $1000-1100.00 a month. Some months a bit more and others less. He is supposedly to have a raise on today's paycheck. We shall see what amount.

Local apartments rent for an efficiency about $399 PLUS you pay your own utilities. He's just not quite there yet. We've been telling him that for a year or so now, but it took some literal visits to the local dumps & high end apartments and everything in between for him to see that he really can't afford to do the swinging batch' dealywho just YET! He is 18, with a birthday coming up in the next couple of months.

Pray for us all!! Big Grin

Will You Be A Transumer??

June 26th, 2007 at 02:53 pm



Inquirying minds want to know...will you be a transumer??

Text is
http://www.trendwatching.com/trends/transumers.htm and Link is

http://www.trendwatching.com/trends/transumers.htm


I think I'm not going to go there myself!

High Rent Cheese Trap - Rent vs. Mortgage?

June 22nd, 2007 at 10:00 pm



High Rent Cheese Trap - Rent vs. Mortgage?

One side weighs in...

Text is http://positivesharing.com/2006/08/low-rent-living/ and Link is
http://positivesharing.com/2006/08/low-rent-living/

Can Ben & Jerry Cure Our Issues w/ an Oreo??

June 19th, 2007 at 11:51 am



Think our American society can be cured of it's issues with an Oreo?

Leave it to Ben and Jerry.

Watch this...

Text is http://www.truemajorityaction.org/oreos/ and Link is
http://www.truemajorityaction.org/oreos/


Ohhhhh.R.E.Ohhhhhhh!!!

Frugalis Loan Company & Junqtiques

June 15th, 2007 at 06:21 pm



Just wanted to make myself a note here that I did my first Kiva loan a few Saturdays back as a community service project (my loans there will likely all go to widows or single Moms) and am currently investigating putting some money out to loan over at Prosper.com. I'm researching now but will likely not loan any $$'s out at Prosper until after vacation time when my head's clearer. Right now it's all bottled up w/figuring out where to kennel my dogs while I'm gone.

Text is http://www.kiva.org and Link is
http://www.kiva.org

Meanwhile, back at the ranch, I went last week and got on the list to be contacted when a booth space opens up in the antique mall in the next town north of me (about a 15 minute drive). And I made contact yesterday about taking over my Mom's space in the mall in her town about an hour and a half south of me. I can stock/clean/straighten it once a month when I go down for a visit.

Wanting to expand my operations AND get the basement cleared out as well.

Having a 'junque' booth generally takes little time for me as I have a bunch of stock already and all that is required is to sit and inventory it & price it while watching tv a night or two a week. A nice little side stream of income. Whenever I run out of STUFF (maybe a year or two away as I've got a big basement stuffed w/FIL's goods) I do enjoy going to auctions, yard-sales and thrift stores and believe I have a decent eye for what sells and am fair at making my displays sell for me. I've been wanting to get up a photo of my current booth but camera is all gum-up-i-fied. Meaning it's internal memory is full and I've got to hunt up the book as to how to empty it first before any more pics can be taken!

After the upcoming garage sale and when I can get these other two booths up and running then there should be enough room in the basement to set up one of the rooms as an occasional sales area. A lady in our town used to do this before she retired and moved away. She'd run an ad for 'junqtiques' about three times or four times a year, open up on a Friday and Saturday and then be closed again. No muss, no fuss.

As long as I can have someone else at home with me then I wouldn't mind doing it this way. I have lots of off-street parking and an easy to find address so I think I could do this w/ease. Only additional expense I believe would likely be necessary would be a rider on our homeowner's insurance if someone were to trip and fall or some such. I am also outside of the city limits in a semi-rural area, so unless there is some county permit needed, I think I'd be okay there.

Your Thoughts?

Million Bells & Nekkid Radiant Gloryness

June 14th, 2007 at 03:03 pm


A Few Years Ago On the Front Patio

Photo staged to sell desk part on ebay-before house got painted

That's my PRIVATE sunroom peeking out over on the right


Seems the talk this morning is all about the garden, reminding me of an e-mail letter I wrote to a friend about a year ago! Here's an excerpt:


The Iris are in bloom, they look so stately with their sturdy stems and haughty heads! Back in the creek are the buttery-yellow daffodils, not to be confused w/the bright yellows. These are a churny butter color w/ruffled edges and look like they are fairy butter sculptures.

This week we have put out the banana trees; and the Margarita vines, which are the real show stoppers in the garden. They are that cool lime green color that stands out from the rest.



This week I planted two in a new 'old' junk treasure that the boys dug up for me from the 'junque' pile' we are dismantling in the back! It is an old enameled electric wash tub on a stand, you know the kind that had the handwringer on the top just like grandma used to have.

Tis cool and rusty and I gotta get it painted before the rust that's holding it together disintegrates! The other thing on the list is to get the BINKITY PINKITY bath-tub sealed up to hold water and get a fountain in there to keep it 'fresh and natural' like, and get some aquatic plants going in it.

We have laid down a new path in the garden this week, lots of weeding, weeding and more weeding, put out deisel, planted the geraniums, and hauled off junk, junk and more junk to the dump!!!

This morning I have seen the four'oclocks starting out of the ground, they are kinda my favorite as they are very clever flowers indeed. They have all sorts of neat BRIGHT colors which kinda sing all on the same plant! The nicotinia are volunteering themselves this year, they are the smell good of the flower bed. Some Per-fuuuff! You'll be walking along and shazam u is transported by the wafting breeze! I like it.

The indoor plants have gone out for their yearly sunbaths, found a volunteer poppy and volunteer wood violet this morning, and got out the cosmos seed, the road daisies seed, the sweet peas are 'soakin' getting ready to hit dirt, and planted up the glory vine, the hyacinth vine, moved some phlox around, etc., etc., etc. The garden stuff is lots of work, but tis so pretty!

Oh and the johnny-jump-ups are volunteering themselves this year as well! Isn't that nice of them to sign up for duty w/o any work on my part? YES INDEED!

The azaleas are also popppppping out at me this week, as are the snowdrops, the wood violets are in bloom, the geraniums and the grape hyacinths w/their little nappy burple heads are up. Everything is starting to sing, dance and look so good.


Autumn Joy Sedum


The morning glories are taking off like mad, and I am still working on getting last years old vines down...I may make it before this years crop overruns us...they are kinda like kudzu once they get going. I think the neighbors must worry about the poor soul who wanders the garden at night, pulling on the 2 1/2 acres worth of fence rows. I've got a real billowy white nightie that really shows all ghostly bright in the night...I think I must scare the hebeebajeebies out of 'em!!! ...well, mostly they do keep their distance in the daylight hours! Big Grin I have ways of keeping my privacy!

And YEAH TEAM, ~~finally~~ both my Clematis vines are ~~Finally~~ established and ~~FINALLY~~ going like gangbusters up over the fences and trellises - finally Finally FINALLY! Have had to buy & replant three times trying to get them started!! Thank You God!!! Never Give UP!!!

Today, this afternoon am going to put out my sunflower seeds - they make me happy, and some coreopsis (looks kinda like a yellow daisyish thingawhichie) that Mrs. Stinnett gave me seed for last year. I certainly hope they come up so I can give a Good Report! Ha! Cuz I know she'll be asking me!!! Oh yeah, got the red, yellow & white onions in the ground yesterday, still to go are the squash and okra! Also planted this week another GIFT (do you get as many as me??????) of a great big purple rose bush! HA!!! Thank you God!

It's so funny. I think, I need a 'whatchie' to go here God, and viola...here it comes in gift form! Is HE GREAT or WHAT???????????????????? Same thing happened this week and got a potful of some other good thing that was going to be a big expense...ta-da! He PROVIDES!!! You Gotta Gotta GOTTA love HIM!!! Even when I don't receive as a gift, I receive at a bargain price. The rose needed a trellis...when what to my wondering eyes should appear at a garage sale but one for a quarter! A QUARTER!! HA!!!

NAKED LADIES
You must continue to Be Kind to me or LLFrugalis will plant you 40 zuchinni plants!! One plant for each year in the wilderness. Did you know I was 40 years old when I met you???? Ha!!! Twill be a LITTLE gift!!! heheheee Coming On Strong in the NEXT wave of color are the bright orange day-lily's we dug those out of a ditch on a country road!!!

They are just like the one's Momma used to have in her garden when I was a kid.

Number next tis the hostas are coming on from under their leaf beds, and the bleeding hearts are starting to lean over which means they'll be dripping their little pretty pink hearts soon, and how could I forget to tell ya about the NAKED LADIES???? ha!!! They are about ready to pop.

Do you know what they are? They are kinda like an oniony lookin bulb, but they lay dormant all year when right when you least expect it they pop up out of the ground, grow really fast, put out one bright pink or red bloom, then poof, they are gone, died back and gone. They are always a surprise cuz you forget that they are gonna give ya a 'Sneak Peak', and badabing bada boom...TA - DA!! There they are in all of their NEKKID RADIANT GLORYNESS!!! Think they are called nekkid, cuz there are no leaves on the flower portion maybe??? Who knows...but that's their common name.


You oughta see this one plant I got, it's called 'Million Bells', and tis true. The sucker puts out a ba-gillion flowers, and they are so pretty, with hot pink and pale yellow and peach colored blooms. Very Smart looking! The other thing that is really looking neat is a hot pink phlox plant that is tumbling over the side of the cement block wall. Makes it look ever so much more pretty than that ugly, unpainted thing we had when we arrived.



Things are coming along. Methinks it all looking very pretty all about me!! This place was the absolute pits outside when we got here!!! THE PITS!!! Tis been a lot of work, but it has been good for the little chillens and is part of the reason we were looking to buy a place w/some land...they needed a physical outlet and to learn how to labor. Boy, have they labored!!! Only thing is I wasn't thinking about who was gonna hafta be out there teaching them how it was done every step of the way!!! HA!! But it is good for body and soul and I am glad to have it to do! I love my house!! And my yard!!!

And guess what, I have a shoe-box full of seeds that still need to go in the ground!! What was I thinking this year when I bought so many??? And saved so many from last year???? BONKERS!!

Better Than A CrackShack - EcoLiving

June 13th, 2007 at 03:32 pm



Say you're feeling blue? ...a bit down about your living situation, bouncing from place to place? Want to upgrade from Tina's CrackShack? Follow the bouncing ball and try here!

Text is http://www.freespiritspheres.com/eryn.htm and Link is
http://www.freespiritspheres.com/eryn.htm

Opting Out - Stay Out of My Pocket!!

June 11th, 2007 at 09:22 pm



FrugalSon and I made a run to drop off 'good junk' in my antique booth and we drove by the car repair shop and there was Hubster's car all de-bumperfied getting itself fixed. We stopped by Wendy's for a Frosty Treat at $2.16. Got to keep my totin' & carryin' guys happy!

Then we stopped by our rural water department and opted out of their newest services...charging us for ambulance and fire services on a monthly basis. Personally I'll take the risk myself and keep my money invested elsewhere and if we need either of these services will pay the going rate at that time. This would have put my water bill at over $50 a month and it's just too, too much already! ARGGGHHH!!! I feel like someone is always trying to get into our pockets!

Stay Out of My Pockets!!


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