DONE-1)Shower, Dressed, Makeup, Breakfast & Vitamins.

DONE-2)House checking & Money Markets checkbooks balanced.

DONE-3)Stop an old autodraft before 1st.

DONE-4)Add new autodraft that will cover auto insurance, house insurance and house repairs their monthly pro-rated amount that we set back. To-do's numbers three & four are the result of insurance shopping that Hubster took care of for us - nice savings included! It paid for us to shop around - our new insurer is AAA. Twice the coverage and about $500 a year less cost! I'll take it! Auto insurance was due for renewal 11/30 so that's all spent, but there should be about a half of a year refund coming in on the house insur.! Old Agent - Send it!!

DONE-5)Set up CC payments for Dec - 56.14 & 23.15 balances on two cards. We never carry a balance any more. EVER. 69 days TOTALLY DEBT-FREE and counting!

DONE-6)Paperwork filing.

DONE-7)Recharge camera batteries.

DONE-8)New entry here showing my spare bedroom BEFORE & AFTER pics. After repainting the bed and investing in different bed-linens.

DONE-9)Clean out purse.

DONE-10)Sketch out painting idea for Jeffrey's Penny Experiment.

http://www.pennyexperiment.com

DONE-11)Get old comforter & shams listed on Craigslist.

12)I've been eyeing the closet in the spare bedroom. The clothes/shoes/stored items all need to come out and the walls & shelves in there need a coat of paint. Actually while doing that I need to 'encourage' Hubster to help me change the way the shelving is in there to add some more up top storage - we now have a LOT of wasted space. There is probably wood in the attic that could be used to add some more simple storage shelving. He's not up yet - he'll be thrilled with this idea - NOT!!!

The reason I want to get into this closet is there is a bunch of his parents' stuff that needs going thru and either shared with siblings or gotten rid of. So far, it's just THERE, overlooked and neglected, as it will stay unless I press the issue.

This is their jewelry, his Dad's coin collection, and family photos. I feel bad - he has two sisters who could be enjoying some of their Mom's jewelry. The coins and Pop's jewelry could possibly be worth something as well, and they could all probably use a small cash influx right about now, and the family photos ought to be shared.

13)Work on FrugalSon's & my personal (not House) budgets for 2010.

Okay - that's today's direction. Here we go!

---

Yesterday was a No Spend Day for the housebudget. Well, it was no-spend if you don't count that we popped off and invested in ING's 2% CDs yesterday. I don't consider that 'spent'. AND, while I had planned to pay yesterday for the meal out w/family, you can't beat my Dad to any restaraunt and pay first. He's a sweet little pain-in-d'patumpkus that way!

The whole way there I was encouraging Hubster to speed up or he'd beat us there and have already fixed it up with the cashier. Sure enough, he was there first. If I'd of been driving, we MIGHT have made it there early enough, but Hubster drives like your Great-Grandma on a handful of downers! I have to read in the car or go further C.R.A.Z.I.E.R. than I already am!



Found out yesterday that Dad will likely be having cataract surgery within the next month or so. If it's on a Friday, sister will drive him. Any other day of the week, I'm his chauffeur, and I'll need to budget gas money for that. Glad to do it - he often takes long driving trips to make his living/playing, it's worrisome enough for my 78 year old Dad to be out driving cross-country, so at the very least I need for him to be seeing well! He doesn't have to keep working, but does like a mad-man. He's a very hard worker.