No, not me - I'm MUCH prettier!!! 
...and modest too!
I'm over here today making myself some maps! Financial maps of a sort.
With today's ability to link accounts at various financial organizations I thought it was about time I mapped out where all the tie-ins were on the old push/pull of EFTs (electronic fund transfers).
For me it's important to do this and keep it for my own information as well as Hubsters or anyone who survives me to find out where all my little stashes are! I'm notorious for stashing money! A bit here and a bit there. None of my eggs are in one pot it seems.
Besides, there are so many nice enticing bonus savings & CC offers out there for those who can roust up enough change to participate. However it can leave money scattered all around the globe. NICE! IF you can remember where it's all at! Not so nice if you lose track of it.
I need someway to get a visual on it! I try not to be a total rate 'ho and chase rates daily, but I do join in the merry-making from time to time. Can't you just see some accountant going ditzy and cracking his/her mental health over the state of some folks books on their money making efforts from running after all these cool rate offers???
So, how to do it? I just drew a circle with the primary account holder in the center of a piece of paper and drew lines out to various checking, savings and investment accounts. Those that have a push/pull get a double ended arrow connecting them. I'm planning on keeping them with my Emergency Control Journal. Those of you familiar w/Flylady will know what I'm talking about. Anyway, it is something that I will have to keep updating.
Mine is a bit more complicated than some as I'm on all my kids (5) accounts as well as joint owner. So there are accounts spread everywhere and yon w/my name connecting them. And some we do transfer to/from in our own personal family bank kind of system. Example: CashHappySon wants to buy something off ebay and he doesn't have an account. I'll go in on my ebay account and bid/win/buy for him and then we'll just go online to our bank and transfer the money from his account to mine. Or FrugalSon has autodrafted the car insurance for both of them off his account. CashHappy has an automated draft covering his portion transferred monthly to FrugalSon. Saves a lot of check writing!
Plus for the moment we still have two open accounts for FIL's estate.
Anyway, it can get confusing if you've a bunch of accounts. Time to make the maps. One for each person in the house as to their own accounts.
How about you? Is it time for you to make a map/s? Or, do you have a better method? I'd love to hear about it!
June 5th, 2008 at 08:34 pm 1212698076
June 5th, 2008 at 08:37 pm 1212698247
June 5th, 2008 at 08:37 pm 1212698249
June 8th, 2008 at 06:31 am 1212906716