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Saturday's Ritual Bank Run

February 17th, 2007 at 06:37 am

Saturday's Ritual Bank Run

Took $1.92 from my leftover's on my allowance to the bank. Then I moved it to Emigrant. While I'm at the bank I get out the money for next week's allowance.

Would this work for everyone? ehh, probably not, but this way I have it available to spend during the week if I want, but if not, then off it goes to my extra retirement savings.

February Bank Runs
$42.00 2/1/07 autodraft
+06.08 previous Feb runs
+01.92 2/17/07 run
$50.00 Feb MTD bank runs

Cumulative Total $830.07

7 Responses to “Saturday's Ritual Bank Run”

  1. yummy64 Says:

    You are the best at making those few dollars and cents add up! I have to get better at the depositing little amounts of money to my ING account - cause it really does add up!

    Thanks for being so inspiring!

  2. Bookie Says:

    I do the same thing -- weekly allowance on Monday with any surplus going into savings. I think it inspires me to pinch my pennies a little tighter, knowing I can save even more.


  3. Ima saver Says:

    I am curious if the tellers ever ask you why you make such small deposits?? I always save up in my cash box until i get enough for a large deposit, but I don't touch the money.

  4. LuxLiving Says:

    Hi yummy - thanks. Well, we are living on the tight right now so when there is little to do with, you must make it do more!!

    Hiya Bookie - yes, yes I'm over here making those Lincoln's howl too!! Now I understand we can make George howl too!! Pinch! Pinch!

  5. LuxLiving Says:

    Nope Ima - they never say a word. Of course, I'm usually there doing other business as well. Today was to deposit FrugalSon's check and get Hubster's allowance as well as mine out of the bank. But, no - even when I'm not doing other business they just deposit it.

    Of course I have a huge wanking emergency fund sitting there in our MMA and the checking is rather hefty as well on certain parts of the month. Not sure if it's their training or if they just don't care. Wouldn't matter to me if they did - unless the bank were to come up w/a policy of no deposits under X amount of dollars. Then I'd be miffed!

  6. living_in_oz Says:

    My bank never says anything to me about my weird deposits either. Of course, it's not so much the amount of the deposit that's weird, it's the cash I want back! I use the envelope system so I usually want my cash back as follows:
    12-$20 dollar bills
    4-$10 dollar bills
    4-$5 dollar bills
    I guess it much not be too odd because the tellers never even bat an eye.

  7. LuxLiving Says:

    Hey Dorothy - I used to do that too when I was using the envelope system! I'd go in with a note that had all these weird number of denoms I wanted and they never indicated that they thought it was weird or anything...must be enough folks out there who do it that way so that it's not that unusual??

    I don't do envelopes anymore because I was one of those who was always borrowing from one to do in another. By using a software based budget I'm compelled to make a number of entries if I go to borrowing that it stops me from doing it. Strange, but it works. Which is why I try to convince people to keep trying different methods when one type of budget system doesn't work for them. I tried many different ways before I was finally able to get to a way that worked for me.

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