How Do I Miss These Things???
Okay, I'm rocking along thinking I'm doing great on the budgeting front when WHAM a realization that I've only been budgeting for six months worth of auto insurance premiums but stretching them over 12 months! Duh!
So, in other words I only have half (312.00) of what I need (624.00) and it's due on 11/30. If I squeak the payment to my agent late in the day on the 30th I might get by with taking some of December's auto-insurance allocation to pay it. Then I've got to save like the dickens to get it together before the end of May when it'll be due again.
I hate screwing up. I especially hate messing up financially.
RAAAAAAAARRRRRR!!
Today I paid off my October CC charges - of 223.48 which was the October groceries and some Christmas, due on the 9th of November. These were all budgeted and saved for items.
So far scheduled for November payments as they were put on the CC in October after the cutoff date are:
534.00 car warranty mainten. unexpected
380.00 paint planned
25.00 paint planned
626.00 tooth crown - emergency
______
1565.00 CC - must be paid off as I refuse to carry a balance!
and now try to come up with
312.00 auto insurance - dumb mistake
_______
1877.00 As I said, the E.F. is definitely going to take a hit!! And I think I see mounds of beans and rice in the near future.
OUCH, OUCH and Double OUCH!!!
How Do I Miss These Things???
November 1st, 2006 at 01:24 am
November 1st, 2006 at 01:36 am 1162345019
November 1st, 2006 at 02:48 am 1162349331
November 1st, 2006 at 03:47 am 1162352823
November 1st, 2006 at 04:42 am 1162356145
November 1st, 2006 at 01:14 pm 1162386867
November 1st, 2006 at 03:36 pm 1162395363
So, all you newbies out there take note...you can get in a hurry and miss some important things. Things that can throw you for a wonky loop. Slow down and count the costs.
Silly me I also didn't realize that with buying the warranty on The Hubster's car that we'd still have to pay for certain maintenance costs in order to keep it under warranty. I knew about paying for oil changes, etc., and had budgeted for that, but not the 'you have to do about 500.00 worth of maintenance costs here in our shop at 30,000 & 60,000 miles or your warranty is voided' costs. The Hubster said, "Yes, I knew there would be costs involved." "Then, shoot fire man, why not let the bookkeeper know so she can prepare to have the cash available?????????????????"
****Sadly shaking her head**** and kicking the checkbook to see if any hidden money falls out!