CAN YOU DO THE SCRATCH-N-DENT HIP-HOP IN YOUR FUNKY BOOTS?
Got cases of chicken noodle soup yesterday at the scratch-n-dent for $3.88. Only catch? No labels. So, I spent a bit of time yesterday writing the contents on the cans & boxes. Each year finds somebody sick and wanting chicken noodle soup! Other good buy was pretzels 4 bags/$1. And I got Hubster some funky color shoe-polishes for his cowboys boots which are funky colored for .88 a can.
HOW ABOUT THE LENDER'S WALTZ?
Yesterday my step-dad paid me $50 on the computer he bought from Hubster. These dollars have to go back in the kitty. Sorry Hubster!
CAN YOU DO THE 401-K MAMBO?
This past week I finally got through all the paperwork on CashHappySon's 401-K offerings and got him signed up. Reading them is bad enough but explaining those things to another person is complicated to me, so I fell back on the nice explanation found around page 90 in David Bach's 'Automatic Millionaire' book. We set CashHappy's deferral rate to 18% which should just about match what he's been putting into his Roth.
Still left to do is stop CashHappys' Roth contributions for now. With his car payment, paying room & board here plus trying to save for moving out he can't afford to do both right now.
His 401-K plan does not offer an employer match that I could see. But, it did have a place to set up automatic 1% yearly increases, which we did. Thing is, the kiddo is 19. How likely will he be to stay at this place of employment? Ehhh, not too sure, but we're doing what we can while we can.
DO THE HEALTH-INSURANCE MOMBO??
Also yesterday we spent some time on the phone with FrugalSon's employee benefits office getting him signed up for health insurance. He finally got some small scrap of paperwork saying the open enrollment dates, which window was mighty short for use in view of vacation plans. There were no written explanation of benefits forthcoming!! BAHHH! It's complicated enough - try doing it without the info in front of you!
Eventually we got him signed up for health & dental insurance yesterday. They offer disability but the lady did not tell us about it and we'll have to call back another day to get a rate quote! Sheesh, it's always something.
Also on FrugalSon's we'll have to adjust his Roth contributions downward by about $30 a month in order to make his small salary cover everything. He's been contributing the maximum, but we'll just have the insurance and lower the contributions for now and if no huge expenses come up during the year attempt to fully fund his Roth from his emergency or car repair savings at the end of the contribution period.
DO THE HULA??
What I want to know is how do parents with 6 to 15 children handle all the paperwork for all their jobs??? Good grievies!!! I'm tired with just two of them still at home!
My parents generation never had to help with all this stuff because it didn't exist back then! They can say life is easier now, which may be true, but it is more complicated and comes with more hoops to be jumped through - what with the limited open enrollment dates and such! PHEW!
DO THE SHAREBUILDER BOO-GA-LOO!!
For myself there's a problem in my Sharebuilder account which requires me to send a notarized letter. I went to my bank last evening (long hours) and no notary was on duty. I'll be going back this morning to get the darn thing notarized and off in the mail. Due to security reasons it could not be handled over the phone. Pain in the patumpkus!!
I WANNA SEE YOU BELLYDANCE!
This entry reminds me of one of my favorite HAPPY songs - I Wanna See You Bellydance by the Red Elvises! Stop the music from up above & listen to a clip here:
or listen to the entire song & watch them at:
No, I don't think I can dance - but if they keep those hoops low enough I think I can roll through them!
Anybody have any bunion pads? Ben-gay??
edited to add:
Found money in house clean-up:
2008 Challenge Total $164.10
Challenge Cumulative Total $692.71