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A Good Grease Monkey Is Always Prepared

November 20th, 2009 at 04:11 pm


"Ohhh! Now THAT's gonna cost ya!"


"Very few people have knowledge of their true expenses. Because they do not consider intermittent and irregular expenses as regular monthly obligations, their expenses turn into emergencies and financial crises." -Mary Hunt

As we are lately revamping the Frugalis House Budget, I thought I'd give a breakdown on what we put back each month on automotive expenses over and above repair/maintain/replace funds, gasoline expenses & the auto insurance escrow.

Many people overlook these costs listed below and then are caught short when it's time to pay the piper. Some of these things come up at the most inconvenient times.

These are monthly amounts set back for future costs. Yes, I literally move them into savings to hold until the money is all there. I also set back a small bit of money each month to replace our driver's licenses. On the side the date listed is when we anticipate needing these things replaced.

On the car:
Car Battery $2.15 /$50 - 2 years
Car Tires $10.41 / $250 - 2 years
Car Tag $6.95 /$83.40 - yearly
Car Oil Changes $8.75/$105-$35x3 times year
_____________________
$28.26 per month


On the truck:
Truck Battery $2.15 /$50 - 2 years
Truck Tires $22.22 / $400 - 18 months
Truck Tag $5.20 /$62.40 - yearly
Truck Oil Changes $5.83/$70-$35x2 times year
_______________________
$35.40 per month

Today was a No Spend Day for me. The housebudget spent money on dog food $11.45 & getting the dog's toenails clipped $5.00 and stocking up on dishwashing soap while it was on sale for 69 cents a bottle & some ice-cream $8.44.

A nice change of events (I'm afraid to call and find out why) but I got our recent electric bill and it's down about $30 lower than usual. I'll take it!

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