I do use & LOVE the You Need A Budget software. Here's a referral link -
yes, I'd make a little money if you sign up & use it, but the major advantage goes to YOU when you get out ahead of your bills and get your financial life in order! Such an EXCITING feeling!! There's lots of good budgeting and financial advice here as well. An inexpensive solution to a major problem:
We use the YNAB Pro program. Wonderful support to be had as well from the creator Jesse!
Meanwhile, I'm adding a dime I found to the $20 Challenge.
$222.66 Aug MTD
2008 Challenge Total $409.61
Cumulative Challenge Total $938.22