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Roths, Taxes and Cemetery Flowers!

April 1st, 2008 at 02:15 pm



I just added the last of my 2007 contributions to my Roth! Yeah ME!!! Phew. Two whole weeks to spare! hahaha I used my money from Ameritrade and the bonus from Suze Orman's promotion. That and the interest it earned made me able to slide the last little bit in there.

I'm already into my 2008 contributions as the Household Budget contributes $100 a month, and I've been contributing $101 on autodraft since the beginning of the year. Though I'll have to come up w/considerable difference to max it out in 2008. Most of this difference will be from selling junque & the $20 Challenge.

Went this afternoon and had the AARP folks do our taxes again for FREE. Yeah AARP! We have a very small refund from state and Fed both. Very closely figured - under $200 back on both. So, that's good. We didn't loan Uncle Sammie too much, and yet we don't owe him any either. E-filed, so shortly to have a bit back and we'll probably split the little bit into our Roths.

Today the house budget bought Hubster some floral arrangments for his parents' graves. He waited too long last year and couldn't find any the day he wanted to go out to the cemetery. Another thing off the to-do list.

Yesterday I took FrugalSon and the TheGrrl and we went to see 10,000 B.C. at the matinee. So yesterday I spent $2.50 from my Entertainment Fund. She came back to the house and we made goulash, salad, corn, hot rolls and apple pie for supper.

Before picking up TheGrrl FrugalSon and I went grocery shopping with a list and menu in hand. I bought for three weeks worth of meals and a months worth of snacks. I'm trying to stretch out my buying time to see if I can make it to finally doing 1 month grocery shopping trips. If I get lucky I'll be able to stretch what I've got here with what I purchased and make it w/o another grocery shop this month. Will have to go to the bread store though later in the month.

Housebudget spent on groceries $138.75. Housebudget spent on snacks $21.00 (this also included some meat as they carry Owens brand frozen there and two cases of corn at the scratch n'dent store.) The main grocery shop was at Save-A-Lot.

I watched and their register showed that something like $124 worth of my purchases would have qualified to be purchased with food stamps. I had never realized their registers showed such information before. So basically everything but tax?? I'm too pooped right now to figure it out or dig out the receipt to look.

I went long on flour, corn, beans and rice this trip. This is part of my keeping a years supply of groceries on hand most of the time. I bought two cases each of canned corn and northern beans. About three big bags of flour and 10 lbs. of rice. The prices of grains are predicted to be heading up, Up, UP.

I need a case of Milnot or equivalent brand, but will have to wait till next big shopping trip. I was shooting to only spend $140 at the grocery, so I came pretty darn close. I just bought a couple of cans of Milnot instead of a case. It's figuring that running tax that gets me every time. I got everything on my list except raw popcorn. Not microwave. Can't get just regular popcorn at Save-A-Lot here for some reason. I ask every time I go for the girls to put it on their buyer's list. Can ya'll get it at your Save-A-Lots???

Today I personally have had a no-spend day.

Tonight's menu - Steak Fajitas, Refried Beans, Spanish Rice, Fruit Cocktail, Iced Tea. A little pricier than I like to do at home usually, but it was at FrugalSon's request and he doesn't get to eat at home most nights as he's at work, so...for him (and his grocery hauling muscles) I'm doing it.

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edited to update the mortgage balance over on the left:

New Balance $18,757.98
Actual remaining time frame 5 yrs. 4 mths.
If we continue making the extra $71.04 principal payment that we've been doing our house will be paid off in July 2012.


4 Responses to “Roths, Taxes and Cemetery Flowers!”

  1. disneysteve Says:

    Congrats on maxing for 2007! Keep chipping away at 2008. Every little bit helps.

  2. terri77 Says:

    Congrats on the Roth. Dinner sounds yummy!

  3. Broken Arrow Says:

    I haven't even started my Roth yet. *sniff* But congrats on yours! I'm planning on catching up soon!

  4. kashi Says:

    Thanks for your note! I probably should start posting again...I just haven't had much to say about finances, and I feel a little weird posting about completely unrelated stuff. Wink Congrats on maxing out your Roth -that's wonderful! I have yet to do that...one of these years I will get there.

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