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About Me:

LuxLivingFrugalis

Biography? Yes-I love to read them!
Location? MidSouth
Interests? painting, reading, personal finance, investing, travel
Occupation? Retired jUNque' dealer

FrugalisAmericanus, INFJ Scorpio w/Scorpio Rising & Aries Moon long married to a right handsome Virgo ISTJ! I'm his enigma! Wasn't he smart? Unhuh - Many happy years later still he trys to sort the everchanging puzzle!

Hubba-licious!
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A PART OF ALL I EARN
IS MINE TO KEEP! ~G. Clason
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NO credit card debt!!
NO car loans!!
NO mortgage loans!!
NO debts WHATSOEVER!!

Household Emergency Fund is Fully Funded w/1 years pre-tax salary
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"Economy is a poor man's revenue; extravagance, a rich man's ruin." ~~??, frontspiece, The American Frugal Housewife, by Lydia Maria Child, Harper & Row, 1836 edition (dedicated to those who are not ashamed of economy).
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Barret Strong-Money (That's What I Want)

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$20 Challenge
Began 08/06 - monthly totals for past years have been moved to the 'Lux's $20 Challenge History' Page in an effort to clean up the sidebar!

01/09=$021.15 total
02/09=$022.09 total
03/09=$023.82 total
04/09=$020.29 total
05/09=$025.92 total
06/09=$024.11 total
07/09=$185.00 total
08/09=$381.71 total
09/09=$258.19 total
10/09=$031.07 total
11/09=$022.46 total
12/09=$021.03 total
2009=$1036.83 YTD

2010
01/10=$000.50
02/10=$000.00
03/10=$000.00
04/10=$000.44 MTD
2010=$0000.94 YTD

2006 Challenge $126.11
2007 Challenge $402.50
2008 Challenge $525.15
2009 Challenge $1036.83
2010 Challenge +$0000.94
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Cumulative Total $2091.53

MY $20 Challenge is to earn / save/ find an extra $20 per month or MORE to put into my Roth IRA.

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[X]PRIORITY GOAL:PAYOFF THIS SUCKER!!Mortgage DONE!!!!

Upon starting this blog on
8/23/06 Mtg. balance $24,882.58

01/01/09 $15,817.06
02/01/09 $15,481.03
03/01/09 $15,143.11
04/01/09 $14,803.29
05/01/09 $14,461.56
06/01/09 $14,117.91
07/01/09 $13,772.32
08/01/09 $13,424.79
09/01/09 $13,075.30
09/21/09 $00000000000!!

We are TOTALLY DEBT FREE!!

The PLAN was to be paid in full by July 2012 - IF NOT BEFORE! *For historical record of payments see "My Pages" below.

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Houseboat Fund-w/Sharebuilder (invested so there will be dips & crests here)

$375.00 09/27/09
$407.54 10/09/09
$390.00 10/30/09
$428.78 11/18/09
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Dream Car Fund - w/Ameritrade
'64 Sunbeam Tiger (I used to own a Sunbeam) or a '57 Thunderbird

$695.20 09/15/09
$718.43 10/09/09
$743.82 updated 11/18/2009
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Grrls (Lux's Personal)Just Wanna Have E-funds!-w/Fidelity

$1,391.56 02/18/09
$2,662.81 08/15/09
$3,044.52 08/24/09
$3,194.01 09/22/09
$3,346.03 09/26/09
$3,361.50 10/07/09
$3,408.01 11/07/09
3,450.18 11/08/09
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RV Land Travel Fund
w/ING - strictly savings

$140.99 09/24/2009
$179.65 10/02/2009
$232.34 10/09/2009
$235.00 10/30/2009
$260.22 11/18/2009
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