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Need Help...Anybody Remember?

December 15th, 2011 at 07:02 am

Hey guys, there's a friend I'm wanting to help. I used this tool and now want to pass it on. I'm wanting to find a guy on here who had some nice grids that were used to help you pay things off early. He had one shaped like a house and one shaped like a car. You gave each gridblock a dollar amount towards the total owed and then colored in each block when you paid that portion down. A visual aid to help you pay down your debts. Anybody remember who I'm talking about? Or do you have a copy of those aids?

I was reminded yesterday and have started it up again...of a little trick I used to play with myself. Yesterday I drove an hour out of town to a funeral. On the way there I did use the turnpike to the tune of about $2.50. I decided I would come home the other way and save the change. I also was planning to stop at MickeyD's and buy myself a smoothie for breakfast - I had already had a banana. I sailed on past the exit and saved myself $2.32. I ALWAYS stop at my favorite restaraunt in this town to buy myself some of the best hot dogs to be had for lunch. Didn't do it - had half a pimento cheese sandwich at Dad's house. Saved myself about $4.00. So when I got home I rounded up those savings and came home and sent $10 online to my Roth. Not a big savings day, and not a total No Spend day but over time these are the things that can help you add up to a comfortable retirement. Here's to saving!!!

Somebody asked the other day about CashHappy & FrugalSon. They are both at home (disabled) and doing well as of the moment. CashHappy dug himself a deep debt hole while gone from home that we are slowly digging him out from. Of note for FrugalSon is that because of new BUSY traffic location he won't be able to drive from here to a job. So, we sold his little vehicle and moved those dollars into his ROTH as he only worked half a year this year and that just covered that half year income plus a little bit more that we just moved to regular savings. He's a happy camper and not as upset by this necessity as many guys his age would be. Both will be looking for new jobs after the Christmas holiday is over. Guess who'll be back to playing taxi-mom?

Anybody have a link to that guy's blog mentioned above????? Thanks bunches.

~LuxLivingFrugalis

6 Responses to “Need Help...Anybody Remember?”

  1. LuxLiving Says:

    I finally remembered his first name (Joseph) and got the goods with a google search!!

    http://iwasbrokenowimnot.com/tools/?postTabs=4

  2. Joan.of.the.Arch Says:

    Thanks! Smile So glad you remembered that because I have tried to find the same little tool from him. I was remembering his blog as "Joseph Stangl's Mortgage PayOff Extravaganza." Almost, but not quite! Wrong surname, wrong superlative noun....I always thought his printable money goal graph for his house looked fun.

  3. creditcardfree Says:

    Glad you figured it out and nice to hear from you!!

  4. Beawealthywarrior Says:

    Thanks for asking this question. I visited his site and will use his mortgage one!

  5. frugaltexan75 Says:

    Thanks for the update!

  6. Jerry Says:

    Your post reminds me of how often our little decisions lead to purchases over the course of a day/week/month that add up to a lot of money overall! Just with a few different decisions you had some insurance of saving $10... nice going. That is the type of activity that makes a difference over the long haul.
    Jerry

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