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Yes, I checked and...

September 22nd, 2009 at 03:08 pm



Yes, I checked and...by 3:00 p.m. yesterday the money had cleared out of our Money Market Account (more still needs to be removed from this low interest paying thing! GAAA!) and made it's way to the mortgage company. When I checked there late yesterday afternoon it hadn't shown up there, but I did take the time to go in and manually stop the automatic drafts that we'd been using for our house payments (this was Bank of America after all and we've all heard the horror stories! I don't need some nasty surprise EXTRA payment deducted from checking that I have to try and retrieve.). I printed out our bank's confirmation e-mail of the wire and put it in the folder.

Then, of course, I checked again before our celebratory dinner last night and yep, the balance did say ZERO!!! (AND, I printed out the completed amortization schedule to put in the file as well.)

Mortgage BURNED!

Woooooooooooooooooooooo-doggies!! The other side of the finish line looks good too!

Then before bed last night I went on Fidelity where we have most of our retirement monies stored and did one of their 'Retirement Assessment' tests and yes, Virginia, there is a Santa Claus, I will outlive my money. IF I'm careful!

This is to reassure those of you who are getting a later start. You do need to start and keep your nose to the grindstone. Catching up is DIFFICULT, but can be done if you are disciplined!

If I can do it, so can you!

You just have to get in the race! And stay there!

P.S. Today is a No Spend Day! Added $100 to the $20 Challenge and $100 to the Grrls Just Wanna Have E-Funds!

P.P.S. Guess what? They didn't even write and say Thanks For Paying Along! What's up with that? Big Grin

8 Responses to “Yes, I checked and...”

  1. baselle Says:

    Yeah, what is it about that? When I finished my student loan in 2003, I got a nice (for them, nice) form letter saying that my student was paid in full. I did get it six months after I had paid it all off, so maybe a bit more patience is in order. If nothing else, just being able to give the mortgage company the raspberry without repercussions is priceless.

  2. John DeFlumeri Jr Says:

    Screw those mortgage companies anyway. Congratulations on burning the mortgage!

  3. boomeyers Says:

    How exciting!

  4. scfr Says:

    Awesome ... and LOL! I keep waiting for a nice Thank You from the US Treasury for always paying 100% of my taxes owed, and on-time to boot. I think I'll get my thank you note about the same time you get yours.

  5. Ima saver Says:

    I am so happy for you!

  6. mjrube94 Says:

    Hey Lux,

    I'm here, lurking around. In fact, I just read your post last night about paying off the mortgage which is SO AWESOME!

    I need to get back to posting because I've been spending money like it was water. Definitely not as disciplined as I used to be when I was on here everyday.

    Thanks for the message. You made my day!

  7. koppur Says:

    Whoo-hoo!!! That's awesome Lux!!!!! I'm so happy I got back here in time to see it happen and celebrate with you!!! Big Grin

  8. crazyliblady Says:

    That's amazing. I bet you are glad to have that monkey off your back. And in a recession, too. You are very inspiring. Note to self: must get busy paying off debt and saving.

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