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Frugalis Family Rose To The Occasion

February 1st, 2007 at 12:56 pm

Frugalis Family Rose To The Occasion



This morning was time to count Piggy to see if the Frugalis Family was able to rise to the occasion and meet my UNSPOKEN goal for the month of January and I'm happy to say that we did!

The mystery man also included a bit extra this month to the tune of $1.03 that nobody at the house will claim putting in there.

To reiterate, this challenge money is currently going towards extra principal paydown on our mortgage. Traditional payments are 353.96 and 60.11 is what the family budget has to pay extra a month in order to have it paid off by the time Hubster retires and then this month I was able to add an additional $53.93 to the payment as well from the challenge, making our mortgage payment $468.00 today.

353.96 mortgage payment
+60.11 extra principal payment
+53.93 Challenge money to xtra princ. payment
______
468.00 payment

I paid it online just a minute ago and will update the amounts over to the right later after it posts.

Updating the...

$20 CHALLENGE
$52.90 balance
+01.03 mystery donation
______
$53.93 January total

2007 Total $53.93
Cumulative Total $180.04

The unspoken goal challenge is still on for February!! Wish me luck!!

(I found it compelling that in just one month's time with just a bit of EXTRA concentrating that I was able to almost DOUBLE the amount I was able to save in five months last year!! ..but NO, that wasn't the unspoken challenge! More to be revealed later.)


8 Responses to “Frugalis Family Rose To The Occasion”

  1. pjmama Says:
    1170337253

    Great job!

  2. Ima saver Says:
    1170338946

    Good for you!!

  3. librarylady Says:
    1170342544

    All right! Can't wait to see Feb. totals!

  4. morningstar Says:
    1170347596

    Way to go! Hope February brings even more!

  5. LuxLiving Says:
    1170348277

    Thanks everyone!!

  6. fairy74 Says:
    1170351736

    Right on Frugalis Family!

  7. scfr Says:
    1170392653

    Great job! Enjoy watching the changes in how your monthly payments are applied ... Less and less to interest and more and more to principal!

    BTW, when you make the extra payment, do you specify "for principal only"?

  8. LuxLiving Says:
    1170424156

    Of course scfr!! ...as long ago and far away, I used to work in the banking and mortgage industries.

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