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Big Orange Can Kiss My Rosy!

December 30th, 2006 at 05:19 pm

Big Orange Can Kiss My Rosy!



Well, one of the reason's besides the holidays that I haven't blogged on is that I've been having a whoo-ha fest with the savings account people who like to throw the color orange about - (NOPE, I'm not even giving them free advertising while I gripe about them.)

I was locked out of my accounts for many days as I was later told we had 'too many' accounts (see unlimited doesn't really mean unlimited number of accounts - they do have their limits). It took them about five or six days to figure out the problem and only after I'd made about three phone calls.

I was told "You NEED to consolidate." No, I don't NEED to, you NEED me too. There is no beneficiary contigent to their accounts. It was a pissing contest of sorts because I was named as joint owner on all The Hubster's accounts and both of the kids at home numerous accounts, as well as my own. Good thing I waited to open the ones I was going to for the nine grandkids and one great-grand-kid heh?

I was also VERY RUDELY told that I "should talk it over with my husband". Now, I don't know about you girls, but at my house I make 99% of all the financial decisions and to be told in the year of our Lord 2006 that I need to discuss it with the man of the house just ripped it for me.

I had been hanging mostly with the orange people because of having all my accounts set up there - savings and CDs and even their IRAs, but let me tell you I couldn't move OUR money fast enough after that little statement. OMGosh that did it -- hello orange people -- there are plenty of others out there who pay better interest and happen to live in THIS CENTURY -- not the dark ages.

So, goodbye orange. Take your men CSR's and give them a little sensitivity training, would ya? No, we are not high-rollers and you probably won't miss our money too much, but I'll be happier with it somewhere that knows that a majority of all household financial decisions are made by the lady of the house THESE DAYS.

So, yes, I've been gone celebrating the holidays AND though time consuming also liberating my family's dollars from the female-bashers and putting it somewhere else where they appreciate those of the fairer sex.

Kiss Off Big Orange! Why Yes,YES you CAN kiss my rosy!

That sounds fair doesn't it?




12 Responses to “Big Orange Can Kiss My Rosy!”

  1. carol Says:
    1167500196

    I'd say someone/s was/is living in the Middle Ages! You made absolutely the right decision to move the accounts somewhere else. Talk about ignorant and rude to boot. Good for you!

  2. Ima saver Says:
    1167504705

    I know I handle all the money and do all the investing in my family. I guess I would move my account also.

  3. tinapbeana Says:
    1167506294

    most households i know the female handles the finances... i'd tell big orange to kiss my big rosy, too! personally, i'm very pleased w/ apple bank (grand yield direct . com is their online account). very nice, even for new yorkers *grin* they even sent me a free calendar for Christmas!

  4. janH Says:
    1167506669

    That would have clinched it for me, too. Our banks actually have to ID my Hubby because they never see him. They know me by name. I would have left also.

  5. StressLess Says:
    1167509119

    Good grief! I think I'd be tempted to write an angry letter to the CEO, but then that would use up even more of your time. BTW, did you happen to figure out the secret limit on the "unlimited" number of accounts?

  6. Joan.of.the.Arch Says:
    1167518415

    Oh...my....gosh. Any business advertises something and then tries to take it back after they've got your business is slime in my book. I'll be looking into online savings this month, too. It'll be my first such venture. Thanks for the info.

  7. baselle Says:
    1167528737

    Am I missing something? All the banks I know about where you have a joint account are just that - both parties have to agree. That doesn't excuse the rude part, though...

    I mean its the main reason why I don't do joint anything. Smile

  8. sarah Says:
    1167530216

    In 2006 that was inexcusable.

  9. LuxLiving Says:
    1167531689

    Baselle - I think that on a joint account unless you have it specifically set where both have to sign the checks either party can withdraw w/o the other's permission.

    It wasn't just the rude remarks it was that on top of being locked out of my accounts w/no one knowing why, and no one bothering to call me back with an explanation when they did discover why although I'd already called twice and emailed several times. It was also about -- that according to them it was MY fault that they say they have an unlimited number of accounts available, when in fact they really do have a limited number AND they didn't offer any other option than that I MUST consolidate. There were no options only what I must do. So, consolidate I did, but just somewhere else where they pay higher interest and offer beneficiary or POD (payable on death) labelling on your accounts so you don't have to be a joint holder.

    Ohhhhhhhhh...and I didn't say in the above entry, but one account where I keep my house taxes and house insurance had about 1400.00 in the week before and I had drawn in down to only .92 cents to pay them when the jerk tells me....'Good grief lady, you got one account here with 92 cents in it.' "Uh yeah, but it had 200.00 at the beginning of January last year and had money added it to it monthly and just sitting all year long growing to the 1400.00 until I pulled it out to use it for what I was saving it for." The premise for them is supposedly all about 'what they can do to help you save'. uhhhhhh...I save for specific things then I spend it where I've allocated it. Sheesh, people, that means I'm going to be drawing it out from time to time.

    And sometimes it isn't even the things that they say, but the way that they say them. Call me silly but voice tone matters to me. And 'good grief lady' is not one of the tonier things I'm wanting to hear from someone who holds over $15,000.00 of my family's savings.

  10. PRICEPLUS Says:
    1167536290

    It sounds like the CSR was a real buffoon! If that individual had said something along those lines to my wife she would have, let me put this as delicately as possible, told him where to go and how to get there complete with adjectives and adverbs!

    I would have to say that in this day and age the CSRs remarks were way out of bounds and I would lodge a complaint with the company!

    Best of luck with your new saving account company!Smile

  11. crazyliblady Says:
    1167582869

    I think I would have spoken to a manager about both the rude behavior and false advertising. If they want your money badly enough, the should bend over backwards to see that you keep your money in their bank. As for having special accounts for certain things, I bank at Commerce where I have a checking, regular savings, and money market. I don't know if they have a limit on the number of accounts, though. In the past when we lived in St. Louis, the property tax on my car was really high, so I opened up a Christmas Club account to save for the tax. It was very convenient, as the bill almost always arrived about the time the bank switched the money from the club account to checking.

  12. rob62521 Says:
    1167594452

    Dark ages is right! I handle almost all of the financial transactions in our household and I would be ticked royal if some CSR said that to me! It's interesting that our credit union suggests we open all different accounts for our different needs...Christmas Club, vacation, retirement, etc. Good for you to take a stand and walk out of there with your money!

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